Tiller Money helps you manage your money in Google Sheets

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If you’ve struggled with tracking finances in a spreadsheet, or avoided using one because of potential pain and suffering, Tiller Money is a game-changer. I’ve been using it for over a year now to track my spending, identify trends (or habits) and ensure I’m moving toward my goals. With Tiller Money, I can do all of this in a Google Sheet, which I’m already using everyday for work, my personal life and my business. And to be clear, I hate spreadsheets; but this solution makes them more palatable. So if you already like working in spreadsheets, you’ll definitely like this.

Get a free 30-day trial of Tiller Money

I’ve included a video at the bottom of this post, but here’s the quick scoop on how Tiller Money works:

Connect all the bank and credit accounts you’d like to track. 

Like many personal finance platforms, you need to connect your various bank and credit card accounts to get the full benefit. Tiller is no different.

Choose auto or manual imports

You can have all your transactions automatically imported, or you can choose to only import when you say so. I have my expenses automatically imported to save me a click, and so I can immediately get to work when I open the sheet.

Import and categorize expenses

Once you start importing your expenses into the sheet, you can easily categorize them. Tiller Money makes this simple with it’s autocat functionality, which will save you a lot of manual work (and excuses) later on. 

Review, update and do better

You can set and track progress against your budget with minimal effort. They have a couple views I find helpful — even when I’m just playing around with “what if” scenarios to determine a financial decision. 

No matter what, there’s some manual work involved, but that should be the case when it comes to your funds. Tiller Money just makes the process easier. Check out the video below for a more in-depth walkthrough/demo. Let me know if you have any questions or thoughts in the comments! -Rich

Get started with Tiller Money!

 

Tiller Money Demo with Paychecks & Balances

Hey, what's good. Money name is Rich Jones and I'm the founder of paychecks and balances where it's all about helping you navigate your finances and career so you can achieve the freedom you want. And in this video, I'm going to be talking about one of my favorite tools. It's called tiller money, and it's one of my favorite tools for budgeting tracking my spending throughout the month.

[00:00:21] And being able to see this automatically all in one place in a Google sheets, because that's the magic of this one. If you're someone who likes working in Google sheets or Excel, that's what this solution helps solve for. So that you're able to see everything in one place. And I'm not someone who particularly loves working in.

[00:00:39] Spreadsheets, but tiller money does make that process a lot easier given how much it automates once you do the initial data input in terms of connecting your accounts categorizing. And I'm going to talk a little bit about that. In this example, I did connect one of my accounts and I tried to hide some information.

[00:00:54] So you can't see all my goods, but I want it to show you what this looks like. When you do connect all your bank accounts. And again, I've only connected one here. So the first tab you'll see is your insights tab. And you'll see that it's pulling in information for the one account that I did connect, but imagine all of the other expenses, money that you have coming in and going out, you'll be able to see trends here in terms of.

[00:01:17]What the biggest expenses are or the most frequent expenses what's happening by category. You'll see all of that on the insights tab and then with transactions and you can set this up to happen automatically or manually, but I have mine set to automatic. And so it automatically pulls in all of those transactions.

[00:01:34] And tiller does take the nice step of creating some potential categories. And you do have the ability to. Create your own categories. And I'm going to show you that in a second, but in terms of what shows up here, description. So this is a, how it shows up within that particular account, what the category is, the dollar amount , what the particular account is.

[00:01:53] So if it's an investment account, a checking account, the institution, and also the. Full description section in terms of anything that was included. So think about when you look at your bank statement or you log into your bank or credit card platform, and all of the information you can see on the backside, it's pulling that information in here.

[00:02:11] And that information is super important when it comes to automatically categorizing, which I'm going to talk about in a little bit. This is where all of the categories are controlled from. So let's say for example, you want to add a category I've added one called bawling out, and it's a discretionary expense and I've set a budget for April going forward of $200 per month.

[00:02:32] And if you change it here, you can easily update that. And it does make the assumption that's what you're going to want to spend every month going forward. But you do have the ability to manually update that as well. And it's going to fill in or make an assumption about what you're going to do after that, but you do have the ability to easily change anything here.

[00:02:52] And when I look at categories here and I want to select, let's say. Now I want to go to ball and out, boom, that's categorized. And it's important that you have all of the categories correct here, because that's what feeds into this monthly budget tab. And even the yearly budget tab here, which I'm not going to show as much because it's just so much more overwhelming, but you'll notice there's specifically an item for bawling out.

[00:03:14] And since this is set to look at my budget for April, you can see from the other tab that $300 automatically flowed in. Okay. And for everything else that I categorize, the subsequent expenses are going to show up here as well. And then there is the yearly . View that I mentioned, but hopefully this gives you a quick sense of how this works.

[00:03:34] And there is a tab where based off of all of the data that's coming in, you'll be able to see your net worth, which. I know people love talking about credit scores, but net worth, I think is really where it's at because that's how much you actually worth. And another cool functionality that I want to show.

[00:03:49] And I set this up by going to tools or rather, excuse me, by going to add ons, tiller money feeds, getting that connected. I am skipping a couple of steps here because it did show some of my personal information and you select an option called AutoCAD. And what that does . Is add this tab that we're on here.

[00:04:07] So a automatic categorization tab, and the way this works is when you hit run auto cat, it'll go to this tab. And this tab is basically if then statements. So if the description contains McDonalds or the account. Category contains jumping back here. So it's referring to category description, full description.

[00:04:31] This is all what it's referring to in this auto cat category. So if it contains these words or these characters in description account contains or any, or it's over or below this dollar amount, tag it as bawling out. And that way when you run this AutoCAT function. It'll run it on all of the expenses and all of the transactions that you see here.

[00:04:55] And based off of what you put here for automatic categorization, I'm struggling with that word today. It will automatically categorize all of the expenses that you see here. And I'm going to try to do this example in real time, and it's possible that I fumbled this all together and I'm just going to put this under, let's say.

[00:05:18] Freelance. I know that's not correct. And what am I copying here? And so description contains and I'm starting to lose my voice at the same time description contains dividend received. So we're going to put that in here and then if I've run, AutoCAT. I'm going to give that a second to run. When we go back here.

[00:05:39] Boom. There we go. We see that it's been automatically categorized and that really is the magic of this. So you're not in a spot where you feel like you have to constantly go in and categorize every single thing. So that's a little bit about tiller money. You do get a free 30 day subscription when you sign up for the platform.

[00:05:58] So you can visit paychecks and balances.com/tiller. You can also click the link in the blog post if that's how you came about this. And I've also got this in the description if you're seeing it elsewhere. So I appreciate you checking out this video. I hope this helps you. And if you give tiller a try, I'd love for you to come back and let me know how it went.

[00:06:16] And until next time be safe, I'm out. Peace. .