What We Wish We Knew About Money in Our 20s – PB95

On the show, today Rich and Marcus discuss millennial money advice learned from the 15 personal finance books Marcus set out to read in 2018. So far Marcus has read 10 of them. The guys share the lessons learned from these books and give you recommendations on which...

Spend Responsibly on Needs and Budget for Wants – PB94

Marcus kicks off the show recapping a recent trip he took to NYC, for a Yahoo Finance interview. On his way to the hotel, he get’s convinced to hop in a sketchy Uber-like service and is hit with a huge bill at the end of his ride. If you have a similar tale of Uber in...
The Art of Winning – PB92

The Art of Winning – PB92

It’s 6-months into the year. Do you know where your finances are? Well, we declared our positive affirmations and #FinGoals for 2018 on PB80: It’s Never Too Late to Get Started. For your benefit and ours, we’re going back to the future with a much needed...
Your Money or Your Life by Vicki Robin

Your Money or Your Life by Vicki Robin

We’re reading 15 of the best Personal Finance books so you don’t have to. Join our weekly newsletter for more free career advice, tips for debt free planning, interesting articles and news and to receive our 15 Minute Money Plan. Summary: An honest book that forces...
The Three Levels to Financial Freedom – PB90

The Three Levels to Financial Freedom – PB90

There’s levels to adulting and someone lost the instruction book, but we got you! This week Rich and I talk about the steps we followed in pursuit of financial independence. You’ll hear how even simple changes in your day-to-day routine can lead to huge...
I Will Teach You To Be Rich by Ramit Sethi

I Will Teach You To Be Rich by Ramit Sethi

We’re reading 15 of the best Personal Finance books so you don’t have to. You can also join our weekly newsletter for free career advice, debt free and money management tips or check out our personal finance tools page powered by NerdWallet. Summary: A light-hearted...
PB86: Banish the Balance ft. Tonya Rapley

PB86: Banish the Balance ft. Tonya Rapley

Continuing our guest interviews for National Financial Literacy Month April 2018, we welcome back Tonya Rapley (ICYMI – PB29: My Fab Finance ft. Tonya Rapley). Since the last time she was on our show, Mrs. Rapley has secured several bags. For the newly...
Learn Your F.I.R.E. Number with This Free 15 Minute Tool

Learn Your F.I.R.E. Number with This Free 15 Minute Tool

Paychecks & Balances is a fun and informative podcast covering work and money for rising professionals with hosts Rich @IamRichJones and Marcus @THEMarcusGarret. Read more about us here or visit Ask P&B to submit your questions! – Rich & Marcus This...
PB85: Afford Anything ft. Paula Pant

PB85: Afford Anything ft. Paula Pant

Kicking off National Financial Literacy Month 2018 right, we’re joined by Paula Pant of the Afford Anything website and podcast. When Paula graduated from college she did what society expected: she got a regular schmegular job. But, like many of us, she soon...
The Automatic Millionaire by David Bach

The Automatic Millionaire by David Bach

We’re reading 15 of the best Personal Finance books so you don’t have to. You can also join our weekly newsletter for free career advice, debt free and money management tips or check out our personal finance tools page powered by NerdWallet. You can learn...
PB80: It’s Never Too Late to Get Started

PB80: It’s Never Too Late to Get Started

A goal without a plan will remain a dream without a reality. On this week’s show, we talk about the importance of clearly defining your goals and the small differences that define why some people succeed while others procrastinate. Using a variety of practices,...
Rich Dad Poor Dad by Robert T. Kiyosaki

Rich Dad Poor Dad by Robert T. Kiyosaki

We have a “10 pages a day” challenge you can learn more about here: If You Have 10 Minutes, You Can Read a Book a Month. There you will find the full list of all the personal finance and professional development books we recommend. You can also join our weekly...
The Millionaire Next Door by Thomas J. Stanley

The Millionaire Next Door by Thomas J. Stanley

We have a “10 pages a day” challenge you can learn more about here: If You Have 10 Minutes, You Can Read a Book a Month. There you will find the full list of all the personal finance and professional development books we recommend. You can also join our weekly...
Review: Dollars and Sense by Dan Ariely and Jeff Kreisler

Review: Dollars and Sense by Dan Ariely and Jeff Kreisler

We have a “10 pages a day” challenge you can read more about here: If You Have 10 Minutes, You Can Read a Book a Month. There you will also find the full list of all the personal finance and professional development books we’re reading or join our newsletter for our...
The Dos and Donts of Money: Review

The Dos and Donts of Money: Review

We have a “10 pages a day” challenge you can join here: If You Have 10 Minutes, You Can Read a Book a Month. You can see a full list of all the personal finance and professional development books we’re reading by clicking here or join our newsletter for the latest...
The Total Money Makeover by Dave Ramsey: Review

The Total Money Makeover by Dave Ramsey: Review

If you’re new here, we have a “10 pages a day” challenge you can join: If You Have 10 Minutes, You Can Read a Book a Month. The Total Money Makeover: A Proven Plan for Financial Fitness was the first book I read in the series, however, you can see a...
PB51: $500K Revisited ft. Financial Samurai

PB51: $500K Revisited ft. Financial Samurai

  Time to re-up and recycle the flow. What does that even mean? Well, this week we re-visit our fastest downloaded podcast ever, PB47: Barely Making It on $500K! As an added bonus, we feature half-man, half-legend and guest, the Financial Samurai himself! Financial...
I Can’t Get Down With Ditching Digit

I Can’t Get Down With Ditching Digit

  Last week, Digit announced that it’d be implementing a $2.99 monthly fee for current and new users after 100 days…and the financial internet went nucking futs. In case you’re unfamiliar with Digit, it’s a formerly free service that hooks to your bank account,...
PB48: Renting vs. Buying with Kirk Chisholm

PB48: Renting vs. Buying with Kirk Chisholm

The rent is too damn high! But, what happens when the mortgage is too high, also? Among many other quarter-to-midlife items on the must have crisis checklist, the “you need to buy a home” struggle is real. Whether we like it or not, many of us still see...
PB47: Barely Making It on $500K?!

PB47: Barely Making It on $500K?!

  Is it possible to live paycheck-to-paycheck on $500,000? This 30-year old couple thinks so. Join us this week as we review the budget read around the world and try to figure out how a couple making $500,000 before taxes can only have $7,300 in annual take-home...

PB38: Just the Tip

Rich and Marcus return this week with a Money Minute tip and This Week in Work. This is a classic Paychecks and Balances episode. Help us, help you make your money great again! On this show we discuss: Budgeting Sucks: Here’s how “just the tip” or...

PB37: His & Her Money ft. Tai & Talaat McNeely

  We welcome in 2017 with the awesome couple behind HisAndHerMoney.com, Tai and Talaat McNeely. His and Her Money is a journey of how two high school sweethearts fell in love, got married, but were total opposites when it came to handling their finances. Between being...
3 Tricks to Make Budgeting Suck Less

3 Tricks to Make Budgeting Suck Less

It’s been a while since I said this so I’ll repeat myself: Sticking to a budget sucks. There, I said it. I have a budget. I even spent a lot of time developing my budget like the helicopter parent of a small child, or “fur baby” if you’re a...
PB34: Become a Money Boss ft. J.D. Roth

PB34: Become a Money Boss ft. J.D. Roth

This week we’re humbled and happy to be joined by J.D. Roth, formerly of Get Rich Slowly, and now the mastermind behind MoneyBoss! JD is a true renaissance man — a description I didn’t quite make up but I feel doesn’t get used enough so here we...
PB33: Millennial Work & Money ft. LaTisha Styles

PB33: Millennial Work & Money ft. LaTisha Styles

We’re joined by Latisha Styles of LatishaStyles.com and YoungFinances.com. Latisha specializes in helping Millennial entrepreneurs focus their goals so they can maximize their returns. Latisha doesn’t just talk-the-talk, she walks the walk by relying on...
PB29: My Fab Finance ft. Tonya Rapley

PB29: My Fab Finance ft. Tonya Rapley

We’re back at it with a new episode! This week we’re joined by Tonya Rapley. Tonya runs My Fab Finance, a website dedicated to helping readers and listeners like you break the cycle of living paycheck to paycheck so that you can live free and do more of...
PB28: Small Business Finance ft. Sylvia Inks

PB28: Small Business Finance ft. Sylvia Inks

This week we’re joined by Personal Finance Coach and author of Small Business Finance for the Busy Entrepreneur, Sylvia Inks! Sylvia is an experienced business consultant that worked for one of the largest professional services firms in the world before turning...
PB27: Debthood ft. Aja McClanahan

PB27: Debthood ft. Aja McClanahan

This week we have another great guest on the show, Aja McClanahan! Good times and good information ensue as Aja discusses her Post-Traumatic Debt Disorder and how it was a family affair to pay off over $120,000 in debt! Aja shares how Dave Ramsey’s Total Money...
PB23: Mo Money, Mo Work

PB23: Mo Money, Mo Work

Marcus has an epiphany: “You can spend less money than you make or make more money than you spend.” What does that even mean?!!? Well, in the game of Paychecks & Balances you can work harder or you can work smarter. In this week’s Money Minute...
PB22: Debt Free Or Die Trying

PB22: Debt Free Or Die Trying

It’s hard to believe it. Marcus’ book — yes, the one he has been talking about for over 3 years — is finally available in stores in paperback and as an eBook. Visit paychecksandbalances.com/DebtFree to buy the book and learn more helpful tips...
PB20: Lifestyle Inflation + Millennials Winning!

PB20: Lifestyle Inflation + Millennials Winning!

THE REVOLUTION WILL NOT BE TELEVISED! WIM was finally released from protective custody this week, and in a double secret probation reveal, he is un-trapped from the closet as he discusses his upcoming book and his government name, and that’s just the first five...
PB18: Cash Only

PB18: Cash Only

CASH ONLY! Are you living a cash only lifestyle? With help from MoneyQandA.com we discuss the pros and cons of leaving credit behind for the almighty dollar, dollar bill, yall. It’s not easy, but it can be done. But, is the cash only life for you? We talk about...
QA8: A New Budgeting App and Question

QA8: A New Budgeting App and Question

This week a Listener Recommendation for a new budgeting app and a question about retirement investments leads us to a lengthy discussion on budgeting wins and fails. How can you stay faithful in a room full of clothes?! Well, it isn’t easy but someone’s...
PB14: Money in Relationships

PB14: Money in Relationships

This week we’re reminded about priorities: life vs. work. Adulting comes at you fast. Are Millennials destined to choose between work and life? Is the “work/life balance” a figment of our generation’s imagination? We try to figure it all out on...
PB11: Credit Card Tips & Bad Money Habits

PB11: Credit Card Tips & Bad Money Habits

http://rss.acast.com/paycheck/pb11-creditcardtips-badmoneyhabits/media.mp3 This week we discuss why it’s important (and beneficial) to keep your income profile updated on your credit card(s). In the market for a new credit card? We also discuss the pros/cons and...
PB4: Size Doesn’t Matter

PB4: Size Doesn’t Matter

http://traffic.libsyn.com/paychecksandbalances/PB4.mp3 Size doesn’t matter! Well, when it comes to your personal finances anyway. Do you have at least $2,000 in debt or more? Simply adding $10 extra dollars to your minimum payment can save you thousands...