Making Money Online ft. Pete McPherson of Do You Even Blog – PB172

Making Money Online ft. Pete McPherson of Do You Even Blog – PB172

Pete McPherson, the founder of Do You Even Blog, gave up the ‘American Dream’ and left corporate America to pursue his personal dream of making a full-time income from a creative career. He’s a former accountant with a CPA license who now provides new and experienced...
The Boujie Budgeter ft. Mykail James – PB167

The Boujie Budgeter ft. Mykail James – PB167

Mykail James is the founder of Boujie Budgets and is passionate about teaching Gen Z professionals how to manage their finances without sacrificing their lifestyle. Mykail is a Certified Financial Literacy instructor with an MBA focused on accounting, and her fresh...
Money and Relationships ft. Adam Kol – PB165

Money and Relationships ft. Adam Kol – PB165

Couples Financial Counselor Adam Kol joins the show today. Adam is a finance geek who started his finance journey studying Economics at The University of Miami. While studying for his degree he landed a job at Northwestern Mutual. There, he developed a love of working...
Let’s Keep Stacking Benjamins ft. Joe Saul-Sehy – PB164

Let’s Keep Stacking Benjamins ft. Joe Saul-Sehy – PB164

Joe Saul-Sehy joins us on the podcast today. Joe is one of the hosts of the award-winning “Stacking Benjamins” Podcast, where he and his co-host OG discuss financial literacy. The show has been running since 2012 and since then, Joe and OG’s goal has been to make...
What You Should Know About Disability Insurance – PB163

What You Should Know About Disability Insurance – PB163

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. Colin Nabity, the CEO of Breeze Insurance, joins Rich today for another episode of Paychecks & Balances. Breeze is an Insuretech company that makes it easy for American...
The Real Estate Syndicate ft. Lisa Hylton  – PB162

The Real Estate Syndicate ft. Lisa Hylton – PB162

On the show with us today is Lisa Hylton, a controller who manages funds that invest in real estate. Lisa currently resides in Los Angeles but grew up in Grand Cayman with her real estate investing parents who eventually influenced her to build a career in the same...
Life Skills that Matter ft. Stephen Warley – PB156

Life Skills that Matter ft. Stephen Warley – PB156

Stephen Warley joins Rich on the podcast today. Stephen is the founder of “Life Skills That Matter”. Life Skills That Matter is on a mission to help you begin to start working for yourself and create a life and career that’s aligned with your personal values. If you...
The Value of Awareness ft. Kassandra Dasent – PB155

The Value of Awareness ft. Kassandra Dasent – PB155

CEO of Bridge Tech Enterprises, Kassandra Dasent is on the show today. Kassandra is a member of Gen X, a financial expert, a singer-songwriter, caregiver and project management guru. Her money story started at a young age in Trinidad, where she grew up being raised by...
Side Hustle Nation ft. Nick Loper – PB147

Side Hustle Nation ft. Nick Loper – PB147

Today we welcome the host of “The Side Hustle Show”, Nick Loper. The Side Hustle Show is a weekly podcast that has been running since 2013. It explores creative ideas on how to make money outside of your day job. Nick is a side hustle enthusiast and many years ago he...
How to Create a Financial Independence Plan, A Step-By-Step Guide

How to Create a Financial Independence Plan, A Step-By-Step Guide

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. There is a growing interest in financial independence. But, where do you start? How do you define your retirement number? And, how do you actually reach your financial goals...
How to Be Awesome at Your Job ft. Pete Mockaitis – PB145

How to Be Awesome at Your Job ft. Pete Mockaitis – PB145

We welcome the host of “How to be Awesome at Your Job,” Pete Mockaitis. Each week, Pete grills thought-leaders and result-getters to discover specific, actionable insights that boost work performance. He runs an Enhanced Thinking & Collaboration (ETC) Training...
Money Hungry ft. Michelle Jackson – PB145

Money Hungry ft. Michelle Jackson – PB145

Today, we welcome Michelle Jackson to the show! She is the founder of Michelle is Money Hungry, a holistic financial/entrepreneurial and wellness resource, focused on empowering women with financial tips and tricks. Michelle runs a popular blog and is also the host of...
What Happens to Your Debt After Death?

What Happens to Your Debt After Death?

Seventy three percent of student loan borrowers don’t know what happens to their debt if they die. In the best of times talking about debt and personal finances is hard even with your own parents (How to Talk About Money and Debt with Your Parents When The...
Your Blueprint to Financial Independence ft. ChooseFI – PB144

Your Blueprint to Financial Independence ft. ChooseFI – PB144

Today on the show we welcome Brad Barrett and Jonathan Mendonsa, the founders of ChooseFI. Drawn together by their desire to help everyday people achieve financial independence, they developed a business that offers financial information to make people’s lives...
How She Makes $1,000 a Day ft. Teri Ijeoma – PB142

How She Makes $1,000 a Day ft. Teri Ijeoma – PB142

Teri Ijeoma began her professional career working in education and non-profits. When she started trading stocks nine years ago, she initially saw it as an opportunity to supplement her income. However, she was so successful with this side hustle that in 2017, she...
Should I Buy My First Home if I Have A Bad Credit Score?

Should I Buy My First Home if I Have A Bad Credit Score?

The following #AskPB listener question has been lightly edited to maintain anonymity. I’m trying to buy a house so I called a lender to just pull my credit and tell me what they think. One credit report is significantly lower than the other two. My score...
How Does She Do It ft. Tiffany Southerland – PB138

How Does She Do It ft. Tiffany Southerland – PB138

On today’s show, we welcome back an old friend, Tiffany Southerland. Tiff is a graduate of Cornell University and the Pennsylvania Law School. After becoming an accomplished lawyer, Tiff realized that although she was great at law, she had lost her love of life and...
EconoMe and The Road to Financial Independence – PB136

EconoMe and The Road to Financial Independence – PB136

Diania Merriam is the creator of EconoMe. EconoME is a one-day conference aimed at reclaiming the American Dream. The American Dream started as an idea that every person had the right to pursue his or her own idea of happiness. EconoMe is about reclaiming that right!...
Her First $100,000 ft. Tori Dunlap – PB134

Her First $100,000 ft. Tori Dunlap – PB134

We welcome Tori Dunlap of “Her First 100k.” Tori is a financial advocate who educates millennial women and other underserved communities on financial literacy. She’s on track to save her first $100,000 by age 26 and has made it her mission to help others pay off debt,...
Riches Get Stitches ft. BGR – PB132

Riches Get Stitches ft. BGR – PB132

Kitty and Piggy of B*****s Get Riches join the PB family today. Kitty and Piggy are anonymous financial bloggers whose aim is to guide young people through their financial hurdles and careers. They do this through their fun, unique blend of sass, comedy, and...
5 Steps to Achieving Career Clarity ft. Tracy Timm – PB130

5 Steps to Achieving Career Clarity ft. Tracy Timm – PB130

As a lover of deep conversations and personal connections, Tracy Timm created her own company to help people find or create work that takes advantage of their own unique genius, rather than settling for a job and a life they dread. Her goal is to get you back to the...
This Couple Paid Off $78,000 in Less than Three Years

This Couple Paid Off $78,000 in Less than Three Years

Fo Alexander is the Personal Finance Coach and Business Systems Strategist behind the Girl Talk with Fo podcast and blog. She specializes in teaching millennial women how to dump debt and build bank. As part of her journey, she and her husband paid off $78,000 in debt...
Personal Finance Spotlight: The Godmother of Financial Coaching

Personal Finance Spotlight: The Godmother of Financial Coaching

Saundra Davis, MS, APFC® Saundra Davis is the self-described Godmother of Financial Coaching, and I believe it. When we met for the second time–at FinCon Expo: Where Money and Media Meet–Saundra dropped a quote on me so powerfully insightful that I had to...
Self-Made Millionaire Blogger Credits Three Key Steps

Self-Made Millionaire Blogger Credits Three Key Steps

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. Pictured: Michelle Schroeder-Gardner Related: I Made My First Million, and I’m Still Broke We’re all busy people. Maybe you’re one of those people who came here to make money,...
Broke Millennial Takes on Investing ft. Erin Lowry – PB122

Broke Millennial Takes on Investing ft. Erin Lowry – PB122

Erin Lowry, the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together, is a Personal Finance Expert who helps millennials navigate their big money questions and teaches them how to control their finances like a boss. Her first book was...
The Student Loan Doctor Has Helped Thousands Save Millions

The Student Loan Doctor Has Helped Thousands Save Millions

We met Sonia Lewis, aka The Student Loan Doctor, in sunny Florida while attending FinCon18. For someone with 38,000 followers (and counting) on the Gram and a resume including accolades from the Steve Harvey Morning Show, The Shade Room, BET, The Ricky Smiley Show and...
Keeping Up with Mrs. Jones ft. Phylecia Jones – PB117

Keeping Up with Mrs. Jones ft. Phylecia Jones – PB117

Phylecia Jones is a Budgetolgoist, speaker, and money nerd who is on a mission to change lives one budget at a time. She is a former Computer Scientist and Systems Engineer with the US Navy who retired at the age of 36 to start talking about math, numbers, and money...
Escape from Fyre Festival Island ft. Kelly Hultgren – PB115

Escape from Fyre Festival Island ft. Kelly Hultgren – PB115

Unless you’ve been living under a rock or off social media you have heard about Fyre Festival by now. #SpoilerAlerts – The Fyre Festival was a failed “luxury” music festival scheduled to take place April 28-30 and May 5-7 2017 on the Bahamian island of Great...
Make a Successful Career Change with These Five Steps

Make a Successful Career Change with These Five Steps

The next industry Millennials “destroy” is ourselves and the burnout will be televised. According to an annual Deloitte Survey, almost half of Millennials are unhappy at their current job and plan to quit/switch to nontraditional work within their career....
Turn Your Paychecks Into Long-Term Wealth with These 4 Changes

Turn Your Paychecks Into Long-Term Wealth with These 4 Changes

I joined Pure Financial’s Your Money, Your Wealth with Alan Clopine, CPA, AIF and Andi Last, Media Manager, to discuss 4 Simple Ways to Keep Your New Year’s Resolutions using strategies that helped me break down my financial goals into manageable pieces as I achieved...
Get Paid to Save with EARN ft. Leigh Phillips – PB110

Get Paid to Save with EARN ft. Leigh Phillips – PB110

Leigh Phillips joins us on the podcast. She is from EARN.org. EARN is a national, award-winning nonprofit. They work at the intersection of financial technology and economic inclusion to empower low-income Americans to take charge of their financial lives. In this...
How to Negotiate Anything ft. Kwame Christian – PB106

How to Negotiate Anything ft. Kwame Christian – PB106

Kwame Christian re-joins Rich on the podcast (PB21: The Negotiator ft. Kwame Christian). Kwame was one of the first guests that appeared on Paychecks & Balances. Kwame is a business lawyer by trade and the Director of The American Negotiation Institute. His...
Paychecks & Financial Planning ft. Barbara Ginty, CFP – PB98

Paychecks & Financial Planning ft. Barbara Ginty, CFP – PB98

On this week’s show, we’re joined by Barbara Ginty for a sneak peek into our upcoming “Ask a Financial Planner” series. Barbara is another infamous YahooFinance alumni that we had the pleasure of welcoming onto the show. Barbara started her career on...
Living Paycheck to Paycheck On $500,000 a Year (Pon Da Replay)

Living Paycheck to Paycheck On $500,000 a Year (Pon Da Replay)

We re-re-visit our fastest downloaded episode ever, PB47: Barely Making It on $500,000! The Financial Samurai joins us for this episode to discuss his popular blog post about a couple struggling in a big city on yes, $500,000. The Financial Samurai (Sam Dogen) got his...
CBSN: Eye on Money ft. Paychecks and Balances (Video)

CBSN: Eye on Money ft. Paychecks and Balances (Video)

Marcus joins CBS News host Tanya Rivero to discuss his book, Debt Free or Die Trying, and how to rebuild your credit for CBSN ‘Eye on Money’ series. Check out the video below or click here. References Mentioned by Marcus on This Show 4-Step Plan for...
It’s Time to Raise That Credit Score!

It’s Time to Raise That Credit Score!

This week we’re back with a replay of one of our favorite episodes! Liz Weston shares the truth about credit. Liz is a Columnist and Certified Financial Planner (CFP) whose goal is to help us get smarter about money. She’s the author of five books including the...
How to Make a Career Change ft. Jeff Johnson – PB89

How to Make a Career Change ft. Jeff Johnson – PB89

  Jeff Johnson has been seen covering red carpets and press junkets for various outlets including NBC News and The YBF. Jeff also hosts the “NonStopCulture Show.” A podcast and YouTube show discussing the latest in pop culture and digital media. He is also an...
Investing Made Easy ft. Tela Holcomb – PB88

Investing Made Easy ft. Tela Holcomb – PB88

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. In our final week of Financial Literacy Month, Tela Holcomb joins us to discuss the stock market in plain English (Yes, we asked her about Bitcoin!). View Tela Holcomb’s...
PB87: Your Money Mindset Matters ft. J.D. Roth

PB87: Your Money Mindset Matters ft. J.D. Roth

Our National Financial Literacy Month guest interviews continue! This week we welcome back former P&B guest J.D. Roth (ICYMI – PB34: Become a Money Boss ft. J.D. Roth). J.D. is a recognized personal finance expert who has written for Forbes and recently returned...
PB86: Banish the Balance ft. Tonya Rapley

PB86: Banish the Balance ft. Tonya Rapley

Continuing our guest interviews for National Financial Literacy Month April 2018, we welcome back Tonya Rapley (ICYMI – PB29: My Fab Finance ft. Tonya Rapley). Since the last time she was on our show, Mrs. Rapley has secured several bags. For the newly...
PB85: Afford Anything ft. Paula Pant

PB85: Afford Anything ft. Paula Pant

Kicking off National Financial Literacy Month 2018 right, we’re joined by Paula Pant of the Afford Anything website and podcast. When Paula graduated from college she did what society expected: she got a regular schmegular job. But, like many of us, she soon...
PB82: Financial Independence ft The Early Retirement Dude

PB82: Financial Independence ft The Early Retirement Dude

This week we welcome, The Dude. No, not The Big Lebowski but of equal reverence, The Early Retirement Dude. ER Dude shares the secrets behind how he retired 12-years ago at the age of 36 and never looked back. Mastering financial independence isn’t easy, but...
PB81: Don’t Leave Money on the Table ft. Jeanie Ahn

PB81: Don’t Leave Money on the Table ft. Jeanie Ahn

This week we’re joined by Jeanie Ahn of @YahooFinance. Some of you will remember Jeanie from our feature on CBS New’s “Your Money Matters” panel. Jeanie is a reporter & senior producer who specializes in making personal finance and career guidance fun...
PB78: Her Money Matters with Jen Hemphill

PB78: Her Money Matters with Jen Hemphill

Now that you’re recovering from the holidays and financial binging, we’ve got just the spend-over relief you need with our first episode of 2018. We’re joined by Jen Hemphill of the Her Money Matters podcast. Jen is a military spouse & bilingual...
PB75: Paychecks on a Plane ft. Brian Fontenot of Driftr Travels

PB75: Paychecks on a Plane ft. Brian Fontenot of Driftr Travels

This week we’re joined by Brian L. Fontenot. Brian is a well-known tech entrepreneur in the Austin, Texas area. He is also a philanthropist,  public speaker, world traveler, and illustrious member of the AΦA organization. We were happy to have Brian on the show...
PB72: The 9-to-5 Training Ground ft. Lynnette Khalfani-Cox

PB72: The 9-to-5 Training Ground ft. Lynnette Khalfani-Cox

We’re joined this week by guest Lynnette Khalfani-Cox aka “The Money Coach.” Lynette is a personal finance expert, television and radio personality, and the author of numerous books, including the New York Times bestseller Zero Debt: The Ultimate...
PB71: Financial Residency ft. Ryan Inman

PB71: Financial Residency ft. Ryan Inman

This week we’re joined by Ryan Inman of Physicianwealthservices.com and the Financial Residency podcast. Ryan got even more passionate about the field of personal finance when his wife was in residency and she began to pass along information that she received...
PB69: Seek Wisdom and Find Wealth with Patrice Washington

PB69: Seek Wisdom and Find Wealth with Patrice Washington

Patrice Washington is most well known as the personal finance voice of the top-rated and nationally syndicated Steve Harvey Morning Radio Show where she hosts her own weekly segment, Real Money Answers with Patrice Washington. She is also the best-selling author of...
PB65: The Billionaire Mindset with Tyrone Jackson

PB65: The Billionaire Mindset with Tyrone Jackson

Join us for another LIVE recording session from Podcast Movement 2017 at the FinCon booth with Tyrone Jackson, The Wealthy Investor. Tyrone details the story of how he went from a single parent household that struggled with finances growing up to become a trusted...
I’m Struggling to Pay Bills and Fix My Credit Score of 460

I’m Struggling to Pay Bills and Fix My Credit Score of 460

The following question has been edited into a Q&A format and some details may have been changed to keep our listener’s information anonymous. Share your support or feedback in the comments. If you have your own question, use the ASK P&B button! This...
PB62: Financial Tidbits ft. Donna Freedman

PB62: Financial Tidbits ft. Donna Freedman

You may remember Donna from our previous episode PB31: Save Where You Can ft. Donna Freedman. Donna’s back with a new book, Your Playbook For Tough Times Vol. 2, some great personal finance advice and much more! For those of you who are new here, Donna has been...
PB61: Let’s Talk About Money ft. Damon Young of VSB (Part 2)

PB61: Let’s Talk About Money ft. Damon Young of VSB (Part 2)

We’re back with the podcast you need: Part 2 with Damon Young of Very Smart Brothas (VSB). If you haven’t already, don’t forget to listen to Part 1: PB60: “Overnight Success” ft. Damon Young of Very Smart Brothas. This episode is equally colorful but...
PB56: The Truth About Credit ft. Liz Weston

PB56: The Truth About Credit ft. Liz Weston

This week we’re joined by Liz Weston to discuss the truth about credit. Liz is a Columnist and Certified Financial Planner (CFP) whose goal is to help us get smarter about money. She’s the author of five books including the best-selling “Your Credit Score:...
PB53: Broke Millennial ft. Erin Lowry

PB53: Broke Millennial ft. Erin Lowry

Ready to get your financial life together (#GYFLT)? Erin Lowry, creator of BrokeMillennial.com and author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together is here to help! Broke Millennial, the book, is a step-by-step guide on how to go from...
PB51: $500K Revisited ft. Financial Samurai

PB51: $500K Revisited ft. Financial Samurai

  Time to re-up and recycle the flow. What does that even mean? Well, this week we re-visit our fastest downloaded podcast ever, PB47: Barely Making It on $500K! As an added bonus, we feature half-man, half-legend and guest, the Financial Samurai himself! Financial...
PB48: Renting vs. Buying with Kirk Chisholm

PB48: Renting vs. Buying with Kirk Chisholm

The rent is too damn high! But, what happens when the mortgage is too high, also? Among many other quarter-to-midlife items on the must have crisis checklist, the “you need to buy a home” struggle is real. Whether we like it or not, many of us still see...
PB46: Magnify Your Money ft. Mandi Woodruff

PB46: Magnify Your Money ft. Mandi Woodruff

Back to the finances! Ok, I originally thought this was a clever reference, but I realized while typing it that Back to the Future came out in 1985. While we reflect on our lives as older Millennials, you can enjoy another great guest episode featuring Mandi Woodruff!...
PB42: The Millennial-Boomer Divide ft. Marc Miller

PB42: The Millennial-Boomer Divide ft. Marc Miller

This week’s guest is Marc Miller. Marc runs the website CareerPivot.com and blog. His career included 22 years at IBM, thriving tech startups, and a stint as a high school math teacher. After thirty years of wandering the proverbial career desert, Marc learned...
PB39: Adaptable Adulting ft. Donovan Frost

PB39: Adaptable Adulting ft. Donovan Frost

We thought we’d give you a break from the old country for old men podcast with a guest feature with Donovan Frost, whom we had the pleasure of meeting at FinCon16. Donovan is a 25 year old Millennial and the one-man voice behind TheAdaptableAdult.com. Marcus...
PB37: His & Her Money ft. Tai & Talaat McNeely

PB37: His & Her Money ft. Tai & Talaat McNeely

  We welcome in 2017 with the awesome couple behind HisAndHerMoney.com, Tai and Talaat McNeely. His and Her Money is a journey of how two high school sweethearts fell in love, got married, but were total opposites when it came to handling their finances. Between being...
PB35: The Money Speakeasy ft. Wilson Muscadin

PB35: The Money Speakeasy ft. Wilson Muscadin

“It was all a dream. We used to read Word Up! Magazine…” Technically, none of that applies here since we actually met Wilson at FinCon2016, but it was a dream! After a great master mind conversation with Wilson and other like-minded individuals on...
PB34: Become a Money Boss ft. J.D. Roth

PB34: Become a Money Boss ft. J.D. Roth

This week we’re humbled and happy to be joined by J.D. Roth, formerly of Get Rich Slowly, and now the mastermind behind MoneyBoss! JD is a true renaissance man — a description I didn’t quite make up but I feel doesn’t get used enough so here we...
PB33: Millennial Work & Money ft. LaTisha Styles

PB33: Millennial Work & Money ft. LaTisha Styles

We’re joined by Latisha Styles of LatishaStyles.com and YoungFinances.com. Latisha specializes in helping Millennial entrepreneurs focus their goals so they can maximize their returns. Latisha doesn’t just talk-the-talk, she walks the walk by relying on...
PB32: Cutting Cable to Save Money ft. Dennis Restauro

PB32: Cutting Cable to Save Money ft. Dennis Restauro

On this week’s show, we chat with Dennis Restauro, the man behind GroundedReason.com and the Grounded Reason podcast, about cord-cutting aka cutting cable to save money. We explore cable alternatives along with other internet-related things, including sketchy...
PB31: Save Where You Can ft. Donna Freedman

PB31: Save Where You Can ft. Donna Freedman

Donna Freedman’s motto: “I save where I can so I can spend where I want.” This week she teaches us how she does it. Donna is the author of Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul and she has over 20 years...
PB30: Surrender Or Triumph ft. Kofi Ofori-Ansah

PB30: Surrender Or Triumph ft. Kofi Ofori-Ansah

We’re trying something new this week folks: Paychecks & Body. When you’re caught up in the day-to-day, week-to-week, and year-to-year hustle, it’s real easy to forget about maintaining your mind, body, and spirit. That’s why on this week...
PB29: My Fab Finance ft. Tonya Rapley

PB29: My Fab Finance ft. Tonya Rapley

We’re back at it with a new episode! This week we’re joined by Tonya Rapley. Tonya runs My Fab Finance, a website dedicated to helping readers and listeners like you break the cycle of living paycheck to paycheck so that you can live free and do more of...
PB28: Small Business Finance ft. Sylvia Inks

PB28: Small Business Finance ft. Sylvia Inks

This week we’re joined by Personal Finance Coach and author of Small Business Finance for the Busy Entrepreneur, Sylvia Inks! Sylvia is an experienced business consultant that worked for one of the largest professional services firms in the world before turning...
PB27: Debthood ft. Aja McClanahan

PB27: Debthood ft. Aja McClanahan

This week we have another great guest on the show, Aja McClanahan! Good times and good information ensue as Aja discusses her Post-Traumatic Debt Disorder and how it was a family affair to pay off over $120,000 in debt! Aja shares how Dave Ramsey’s Total Money...
PB26: Behind the Brilliance ft. @LisaNicoleBell

PB26: Behind the Brilliance ft. @LisaNicoleBell

  On PB26, we chop it up with Lisa Nicole Bell, host of the Behind the Brilliance podcast and founder of the Inspired Life Media Group. We discuss entrepreneurship (she keeps it candid about being an entrepreneur), values, goals, time management and more. You better...
PB25: PhD, Work and Money Degree (Listener Spotlight)

PB25: PhD, Work and Money Degree (Listener Spotlight)

We’re joined by Doctor Katisha, an all-around dope Paychecks & Balances listener. She emailed us in response to PB18, the Cash Only episode. Turns out she has a pretty robust bank account system that we thought would help our listeners go beyond the 15 minute...
PB24: Spent ft. Lindsay Goldwert

PB24: Spent ft. Lindsay Goldwert

  P&B Nation! We don’t think we’ve said that before, but we’ll go with it. On this episode, we’re joined by Lindsay Goldwert, host of the Spent podcast. We caught up with her at #FinCon16 and had a great conversation about money and...