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PB17: Gift Card Redemption + Unexpected Failure

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On this week’s Paychecks And Balances ‘Money Minute’ we discover some easy ways to find money that’s literally laying around your house. The average American has $100 in unused gift cards. Are you one of them? Pretty sure you’ve spent all your gift cards? Ok. What about unused credit card points? Each year, we lose out on over $150+ million in unused credit card points. Redeem Yourself! Um, yeah, that will make more sense if you listen to the show.

In this week’s In the Trenches segment, we talk “The Point of Disappointment” and why you should fail hard, fail fast, then move on and learn from your mistakes. Don’t let disappointment be your stopping point, it’s just another point in the road to success. Learn. Apply. Repeat. Improve. Move on! Your road to success it out there. You just have to find out and we’ll show you how.

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One Comment

  1. Yo, recently discovered the show and going back through the past episodes.

    I wanted to offer some unsolicited advice about grad apps for anyone going through that process in the future:

    Outside of professional programs (MBA, JD, MD, etc), grad decisions tend to require a person on the selection committee to initially agree to “sponsor” or mentor an applicant they accept. Basically saying, this is my guy or girl and I’ll make sure they are successful.

    So, prior to applying or while exploring grad programs, I always advise folks to visit the department website (chemistry, computer science, etc) , look up the professors’ home pages. Look at the professors research interests in their bio and choose one or two at each school who are interested in a topic you would want to explore while in grad school.

    Email them saying “hi my name is John, I see you specialize in blank, and I’m interested in studying that topic at the graduate level.”attach your resume and an unofficial transcript and ask if they would think you’re a strong candidate. Lots of professors are happy to talk to those interested in their program (some will blow you off, but ignore them and try a different prof). They may ask for a writing sample or for a phone call or to see your GRE scores. If they do that, you’re on the right track.

    A lot of times applicants only talk to advisors or admissions counselors . That’s cool, but the professors can actually give a better idea of what you need to do to get accepted to a particular program. I even had a professor tell me “you are a strong candidate but my vote is going for a different candidate”. He gave me some advice on why I wouldn’t be as strong and how I could improve. So he saved me from spending the money of applying there and made me a stronger applicant.

    Again, just my 2 cents, but hopefully this works for someone.

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