Keeping Up with Mrs. Jones ft. Phylecia Jones – PB117

Phylecia Jones is a Budgetolgoist, speaker, and money nerd who is on a mission to change lives one budget at a time. She is a former Computer Scientist and Systems Engineer with the US Navy who retired at the age of 36 to start talking about math, numbers, and money at

This Week’s Sponsors

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Our Favorite Tools

Available exclusively to our email subscribers, see why 15-minutes can change the next 15 years with our free 15 Minute Paychecks & Balances Money Plan: Your Guide to Financial Freedom.


  • Digit – Struggling to save money? Sign-up for Digit at to automate your way to saving hundreds or more! Digit analyzes your spending and automatically saves the perfect amount every day, so you don’t have to think about it. Read why Rich loves Digit and how much it’s already saved him.
  • Tiller – The only spreadsheet templates powered by an automatic feed of your finances directly into Google Sheets and Excel. Easily budget, track expenses. Get started here!

Credit Card & Debt Management

  • Debitize – a personal finance application that helps consumers use credit cards responsibly. Sign-up today, or listen to our interview with the CEO: PB79: Debitize – Credit Card Perks without Credit Card Debt ft Liran Amrany for more info. You can also read how Debitize helped Paychecks & Balances get into the 800 FICO Credit Score Club.
  • SoFi– offers a full range of financial services, from personal loans to refinancing to investing. There’s something to help everyone get their money right. I’ve used SoFi twice and have nothing but good things to say about their easy to use and helpful services. Use our referral link (or don’t, because we would still recommend them) for a $100 credit towards your next loan.

Learn and Grow Your Net Worth

Personal Capital – is an online financial advisor and personal wealth management company that helps you track and grow your net worth.

Entrepreneurs and Small Business Owners

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  • NerdWallet: 12 African-American Financial Gurus to Follow in 2019
  • Marcus joins the illustrious Average Joe Money (again) of the notorious Stacking Benjamins Podcast for a fun and entertaining panel discussion on the 5 Reasons People Never Have Enough Money.
  • We created a PATREON premium content page! Patreon is an extension of the weekly podcast, including conversations we have amongst ourselves or with guests after we finish the main recording. On The After Show, we get into real convos with guest after the broadcast stops to hear how they really feel about the topics we covered to share with an exclusive audience of listeners: Join #TeamPremium today!N

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One Comment

  1. Hi, you guys touched on the topic of using your savings to pay off debt in the “keeping with with the Jones” podcast. I wanted to know if one of your podcast touched on this in more details from either one of you or someone who took this method to get out of debt? My asset is the sum of my debt and I have had mix reviews on which way to debt paying is better in the economy we are in now. My debt gives me anxiety but starting my savings over from zero is also unsettling.

    Thanks in advance!

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