Phylecia Jones is a Budgetolgoist, speaker, and money nerd who is on a mission to change lives one budget at a time. She is a former Computer Scientist and Systems Engineer with the US Navy who retired at the age of 36 to start talking about math, numbers, and money at KeepUpWithMrsJones.com.

This Week’s Sponsors

  • One Plus One – From Wondery, the company behind the hit podcast “Business Wars,” comes ONE PLUS ONE, an ongoing series about what happens when two geniuses come together to do something they could never accomplish on their own. In each six-episode series, hosts Rico Gagliano (Safe for Work) and Faith Salie (CBS’ This Morning) will bring you the ups and downs of the world’s greatest and most dramatic collaborations. Listen in here!
  • The UCI Division of Continuing Education courses are taught by expert instructors with industry experience with offerings of over 60 convenient certificates and specialized studies programs on campus and online designed for the working professional who seeks career advancement and personal enrichment. Spring quarter is coming up and registration is open! To learn more, visit ce.uci.edu
  • Go to Jobscan.co and use promo code “paychecks” to get 10% off Jobscan Premium. Jobscan was created to alleviate job seeker’s frustration. Founder, James Hu, found that the powerful portals companies were using for hiring were simply parsing, ranking, and filtering resumes with an algorithm based on keywords. Jobscan was built from scratch to carefully tailor your resume for each application in order to be noticed. Jobscan Premium gives job seekers unlimited resume scans and access to exclusive tools like LinkedIn Optimization, Cover letter optimization, and resume format checks

Our Favorite Tools

Available exclusively to our email subscribers, see why 15-minutes can change the next 15 years with our free 15 Minute Paychecks & Balances Money Plan: Your Guide to Financial Freedom.

Budgeting

  • Digit – Struggling to save money? Sign-up for Digit at paybal.co/digit to automate your way to saving hundreds or more! Digit analyzes your spending and automatically saves the perfect amount every day, so you don’t have to think about it. Read why Rich loves Digit and how much it’s already saved him.
  • Tiller – The only spreadsheet templates powered by an automatic feed of your finances directly into Google Sheets and Excel. Easily budget, track expenses. Get started here!

Credit Card & Debt Management

  • Debitize – a personal finance application that helps consumers use credit cards responsibly. Sign-up today, or listen to our interview with the CEO: PB79: Debitize – Credit Card Perks without Credit Card Debt ft Liran Amrany for more info. You can also read how Debitize helped Paychecks & Balances get into the 800 FICO Credit Score Club.
  • SoFi– offers a full range of financial services, from personal loans to refinancing to investing. There’s something to help everyone get their money right. I’ve used SoFi twice and have nothing but good things to say about their easy to use and helpful services. Use our referral link (or don’t, because we would still recommend them) for a $100 credit towards your next loan.

Learn and Grow Your Net Worth

Personal Capital – is an online financial advisor and personal wealth management company that helps you track and grow your net worth.

Entrepreneurs and Small Business Owners

  • We’ve tried a lot of email subscriber services. ConvertKit is, by far, the easiest and best platform.
  • Need to collect money or invoice clients? We use Square.

Announcements

  • NerdWallet: 12 African-American Financial Gurus to Follow in 2019
  • Marcus joins the illustrious Average Joe Money (again) of the notorious Stacking Benjamins Podcast for a fun and entertaining panel discussion on the 5 Reasons People Never Have Enough Money.
  • We created a PATREON premium content page! Patreon is an extension of the weekly podcast, including conversations we have amongst ourselves or with guests after we finish the main recording. On The After Show, we get into real convos with guest after the broadcast stops to hear how they really feel about the topics we covered to share with an exclusive audience of listeners: Join #TeamPremium today!N

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