Paychecks & Balances is a fun and informative podcast covering work and money for rising professionals with hosts Rich @IamRichJones and Marcus @THEMarcusGarret. Read more about us here or visit Ask P&B to submit your questions! – Rich & Marcus

[bctt tweet=”Start your #DebtFree plan in 15mins or less with this free tool from the author of Debt Free or Die Trying @TheMarcusGarret.” username=”PayBalances”]

According to NerdWallet, the average household has over $15,000 in credit card debt and owes more than $47,000 in student loans. Marcus, the author of the book, Debt Free or Die Trying: How I Buried Myself in Over $30,000 in Debt and Dug My Way Out by Age 30 and the ebook, Debt Free or Die Trying: A Simple Guide for Creating a Debt Free Plan You’ll Actually Follow, found the major complaint with most debt freedom plans? They’re complicated. Hard to understand. “They take too long!” – everyone

Paychecks & Balances has created a debt free planning tool. It’s completely free with email sign-up at We don’t spam! This easy to use tool is designed to get you started on the path to debt freedom in 15 minutes or less. As an added bonus, we’ll include two additional personal finance tools:

In total, one hour or less can change the next 15-years of your life. Download your free copy today!

Other Helpful Resources

For all your other personal finance needs, we’ve partnered with NerdWallet at or check out the top 15 Personal Finance books we’re reading and reviewing so you don’t have to

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