The Art of Winning – PB92

The Art of Winning – PB92

It’s 6-months into the year. Do you know where your finances are? Well, we declared our positive affirmations and #FinGoals for 2018 on PB80: It’s Never Too Late to Get Started. For your benefit and ours, we’re going back to the future with a much needed...
PB85: Afford Anything ft. Paula Pant

PB85: Afford Anything ft. Paula Pant

Kicking off National Financial Literacy Month 2018 right, we’re joined by Paula Pant of the Afford Anything website and podcast. When Paula graduated from college she did what society expected: she got a regular schmegular job. But, like many of us, she soon...
PB71: Financial Residency ft. Ryan Inman

PB71: Financial Residency ft. Ryan Inman

This week we’re joined by Ryan Inman of Physicianwealthservices.com and the Financial Residency podcast. Ryan got even more passionate about the field of personal finance when his wife was in residency and she began to pass along information that she received...
PB68: Don’t Cost Yourself $600K!

PB68: Don’t Cost Yourself $600K!

  There are two truths we all hold self-evident in our careers: 1) it’s always Happy Hour somewhere or 2) performance review season. With these facts of career life in mind, the best time to start your self-evaluation was yesterday and the next best time is...
PB64: Taking the Stage & Telling Your Story

PB64: Taking the Stage & Telling Your Story

Thank God for granting us this moment of clarity, this moment of honesty, but today the world will feel our truth! We took a little time off for #selfcare and personal perspective but we’re back with more greatness with a LIVE recording from Podcast Movement...
PB59: Kids Cost What?!

PB59: Kids Cost What?!

The Money Minute A @PayBalances follower asks, “how would you change your budget if you had children?” We found that as of 2017, it costs up to $233,610 to raise a child from ages 0 to 17! We discuss how we would proactively adjust our personal finances...
PB58: Wait ‘Til I Get My Money Right

PB58: Wait ‘Til I Get My Money Right

  A new Money Minute inspired listener question and our drive to get our and your money right so we can stunt — responsibly and within our budgets, of course — on the haters! A This Week in Work update finds Rich delving even further into the seedy...
PB56: The Truth About Credit ft. Liz Weston

PB56: The Truth About Credit ft. Liz Weston

This week we’re joined by Liz Weston to discuss the truth about credit. Liz is a Columnist and Certified Financial Planner (CFP) whose goal is to help us get smarter about money. She’s the author of five books including the best-selling “Your Credit Score:...
PB54: A Thousand Debits + Getting Promoted

PB54: A Thousand Debits + Getting Promoted

While some folks are of the opinion that Millennial’s affinity for avocados is the only thing keeping us from owning homes, we here at Paychecks & Balances offer opinions you can actually use. Opinions based on math and common sense when common sense is as...
PB53: Broke Millennial ft. Erin Lowry

PB53: Broke Millennial ft. Erin Lowry

Ready to get your financial life together (#GYFLT)? Erin Lowry, creator of BrokeMillennial.com and author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together is here to help! Broke Millennial, the book, is a step-by-step guide on how to go from...
PB51: $500K Revisited ft. Financial Samurai

PB51: $500K Revisited ft. Financial Samurai

  Time to re-up and recycle the flow. What does that even mean? Well, this week we re-visit our fastest downloaded podcast ever, PB47: Barely Making It on $500K! As an added bonus, we feature half-man, half-legend and guest, the Financial Samurai himself! Financial...
PB48: Renting vs. Buying with Kirk Chisholm

PB48: Renting vs. Buying with Kirk Chisholm

The rent is too damn high! But, what happens when the mortgage is too high, also? Among many other quarter-to-midlife items on the must have crisis checklist, the “you need to buy a home” struggle is real. Whether we like it or not, many of us still see...
PB47: Barely Making It on $500K?!

PB47: Barely Making It on $500K?!

  Is it possible to live paycheck-to-paycheck on $500,000? This 30-year old couple thinks so. Join us this week as we review the budget read around the world and try to figure out how a couple making $500,000 before taxes can only have $7,300 in annual take-home...

PB45: The Anniversary Episode

Do you know what today is? It’s our anniversary, made for you and me! That’s right PB fans, this week we celebrate our first 12-months at Paychecks and Balances. Of course, we have to start by saying THANK YOU to the fans and listeners for the love and...
PB44: Are We That Entitled?

PB44: Are We That Entitled?

We go to college to get our “dream jobs,” then we are unable to pursue our dreams because we need the income from the job to pay off the debt incurred from going to college. What a time to be alive! “Simon Sinek (age 43) spoke to The Independent about how...
PB43: How Much Will It Take?

PB43: How Much Will It Take?

“Days go slow. Years go fast.” – Marcus realizes in this week’s Money Minute and This Week in Work hybrid. Rich and Marcus realize that “life comes at you fast” is more than a catchy insurance commercial quote. On this episode, we...
PB39: Adaptable Adulting ft. Donovan Frost

PB39: Adaptable Adulting ft. Donovan Frost

We thought we’d give you a break from the old country for old men podcast with a guest feature with Donovan Frost, whom we had the pleasure of meeting at FinCon16. Donovan is a 25 year old Millennial and the one-man voice behind TheAdaptableAdult.com. Marcus...

PB38: Just the Tip

Rich and Marcus return this week with a Money Minute tip and This Week in Work. This is a classic Paychecks and Balances episode. Help us, help you make your money great again! On this show we discuss: Budgeting Sucks: Here’s how “just the tip” or...

PB37: His & Her Money ft. Tai & Talaat McNeely

  We welcome in 2017 with the awesome couple behind HisAndHerMoney.com, Tai and Talaat McNeely. His and Her Money is a journey of how two high school sweethearts fell in love, got married, but were total opposites when it came to handling their finances. Between being...
PB36: Wrapping Up 2016 + Survey Results

PB36: Wrapping Up 2016 + Survey Results

Tis the season for Paychecks & Balances annual wrap-up! This has been an awesome year for us but it’s all thanks to you! In 2016, we had our highest downloads, were recognized in the Black Voices in Business category of iTunes, attended FinCon2016 and in...
PB34: Become a Money Boss ft. J.D. Roth

PB34: Become a Money Boss ft. J.D. Roth

This week we’re humbled and happy to be joined by J.D. Roth, formerly of Get Rich Slowly, and now the mastermind behind MoneyBoss! JD is a true renaissance man — a description I didn’t quite make up but I feel doesn’t get used enough so here we...
PB33: Millennial Work & Money ft. LaTisha Styles

PB33: Millennial Work & Money ft. LaTisha Styles

We’re joined by Latisha Styles of LatishaStyles.com and YoungFinances.com. Latisha specializes in helping Millennial entrepreneurs focus their goals so they can maximize their returns. Latisha doesn’t just talk-the-talk, she walks the walk by relying on...
PB31: Save Where You Can ft. Donna Freedman

PB31: Save Where You Can ft. Donna Freedman

Donna Freedman’s motto: “I save where I can so I can spend where I want.” This week she teaches us how she does it. Donna is the author of Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul and she has over 20 years...
PB29: My Fab Finance ft. Tonya Rapley

PB29: My Fab Finance ft. Tonya Rapley

We’re back at it with a new episode! This week we’re joined by Tonya Rapley. Tonya runs My Fab Finance, a website dedicated to helping readers and listeners like you break the cycle of living paycheck to paycheck so that you can live free and do more of...
PB28: Small Business Finance ft. Sylvia Inks

PB28: Small Business Finance ft. Sylvia Inks

This week we’re joined by Personal Finance Coach and author of Small Business Finance for the Busy Entrepreneur, Sylvia Inks! Sylvia is an experienced business consultant that worked for one of the largest professional services firms in the world before turning...
PB27: Debthood ft. Aja McClanahan

PB27: Debthood ft. Aja McClanahan

This week we have another great guest on the show, Aja McClanahan! Good times and good information ensue as Aja discusses her Post-Traumatic Debt Disorder and how it was a family affair to pay off over $120,000 in debt! Aja shares how Dave Ramsey’s Total Money...
PB26: Behind the Brilliance ft. @LisaNicoleBell

PB26: Behind the Brilliance ft. @LisaNicoleBell

  On PB26, we chop it up with Lisa Nicole Bell, host of the Behind the Brilliance podcast and founder of the Inspired Life Media Group. We discuss entrepreneurship (she keeps it candid about being an entrepreneur), values, goals, time management and more. You better...
PB24: Spent ft. Lindsay Goldwert

PB24: Spent ft. Lindsay Goldwert

  P&B Nation! We don’t think we’ve said that before, but we’ll go with it. On this episode, we’re joined by Lindsay Goldwert, host of the Spent podcast. We caught up with her at #FinCon16 and had a great conversation about money and...

QA12: Should I Stay?

After the initial excitement of a new job opportunity wears off, a listener begins to wonder if this move was the right move after she is confronted with an unfortunate reality check underneath the surface. It turns out things are a little bit different behind the...
PB23: Mo Money, Mo Work

PB23: Mo Money, Mo Work

Marcus has an epiphany: “You can spend less money than you make or make more money than you spend.” What does that even mean?!!? Well, in the game of Paychecks & Balances you can work harder or you can work smarter. In this week’s Money Minute...
PB22: Debt Free Or Die Trying

PB22: Debt Free Or Die Trying

It’s hard to believe it. Marcus’ book — yes, the one he has been talking about for over 3 years — is finally available in stores in paperback and as an eBook. Visit paychecksandbalances.com/DebtFree to buy the book and learn more helpful tips...
PB21: The Negotiator ft. Kwame Christian

PB21: The Negotiator ft. Kwame Christian

Negotiation is one of the most important skills you can learn. On this episode, we talk to Kwame Christian, the Managing Partner of the American Negotiation Institute. We chat with him about his decision to go to law school, how he got into negotiation as a...
QA11: I Want to Fix My Debt by My Birthday

QA11: I Want to Fix My Debt by My Birthday

We received two great debt-related questions this week. A listener recommends the “snowball” treatment, and another listener ask please help “fix my debt.” We’re always happy to answer the questions, you ask and we research! Excuse the...
PB20: Lifestyle Inflation + Millennials Winning!

PB20: Lifestyle Inflation + Millennials Winning!

THE REVOLUTION WILL NOT BE TELEVISED! WIM was finally released from protective custody this week, and in a double secret probation reveal, he is un-trapped from the closet as he discusses his upcoming book and his government name, and that’s just the first five...
QA9: Should I Leave My Job?

QA9: Should I Leave My Job?

It’s the question you hate to ask but may inevitably face: When Should I Leave My Job? This week, a listener wonder just that when a promising opportunity arises even though they weren’t even looking to leave their current job. I’ve currently been...
PB19: Make Yourself Indispensable

PB19: Make Yourself Indispensable

Optimist, Skeptics, and Cynics: which one are you? Fancy yourself a “Realist”? We discuss the three types and why it’s ok to occupy two of these groups, but not the third. This week’s motivational quote? “People who say it cannot be done should...
PB18: Cash Only

PB18: Cash Only

CASH ONLY! Are you living a cash only lifestyle? With help from MoneyQandA.com we discuss the pros and cons of leaving credit behind for the almighty dollar, dollar bill, yall. It’s not easy, but it can be done. But, is the cash only life for you? We talk about...
PB17: Gift Card Redemption + Unexpected Failure

PB17: Gift Card Redemption + Unexpected Failure

On this week’s Paychecks And Balances ‘Money Minute’ we discover some easy ways to find money that’s literally laying around your house. The average American has $100 in unused gift cards. Are you one of them? Pretty sure you’ve spent all...
QA8: A New Budgeting App and Question

QA8: A New Budgeting App and Question

This week a Listener Recommendation for a new budgeting app and a question about retirement investments leads us to a lengthy discussion on budgeting wins and fails. How can you stay faithful in a room full of clothes?! Well, it isn’t easy but someone’s...
PB16: Changing Careers Pt.2

PB16: Changing Careers Pt.2

This week we introduce a new segment: “The Money Minute.” On our first Money Minute we introduce NerdWallet’s 2015 AMERICAN HOUSEHOLD CREDIT CARD DEBT STUDY, which uses survey data to measure the average American’s household debt from credit...
PB14: Money in Relationships

PB14: Money in Relationships

This week we’re reminded about priorities: life vs. work. Adulting comes at you fast. Are Millennials destined to choose between work and life? Is the “work/life balance” a figment of our generation’s imagination? We try to figure it all out on...
PB12: Changing Careers Pt. 1

PB12: Changing Careers Pt. 1

http://rss.acast.com/paycheck/pb12-careerchangespt.1/media.mp3 This week a listener question leads to a thoughtful response from Rich and WIM on career choices and lessons learned. Thinking of a career change? This episode covers the advice we’ve used or heard...
QA7: Cover Letters & Info Interviews

QA7: Cover Letters & Info Interviews

http://rss.acast.com/paycheck/qa7-coverletters-infointerviews/media.mp3 We answered two listener questions this week. Have a question you’d like us to answer? Contact us! 1. Hey Rich and WIM! I love the show! It has been a wealth of information as I try to...
PB11: Credit Card Tips & Bad Money Habits

PB11: Credit Card Tips & Bad Money Habits

http://rss.acast.com/paycheck/pb11-creditcardtips-badmoneyhabits/media.mp3 This week we discuss why it’s important (and beneficial) to keep your income profile updated on your credit card(s). In the market for a new credit card? We also discuss the pros/cons and...
QA6: I Want to Change Teams

QA6: I Want to Change Teams

http://rss.acast.com/paycheck/qa6-iwanttochangeteams/media.mp3 Today’s question:  You guys give great info and I just enjoy listening to you while at work. Please keep up the great work…young professionals need you. Now on to the question…I’m...
PB10: The Millennial Crisis

PB10: The Millennial Crisis

http://rss.acast.com/paycheck/pb10-themillennialcrisis/media.mp3 “The Millennials shall inherit the Earth.” – Ancient Internet Proverb In 2015, Millennials passed Baby Boomers as the largest generation. So, what now? Are we too young to start...
PB9: Confidence and Happiness at Work

PB9: Confidence and Happiness at Work

http://traffic.libsyn.com/paychecksandbalances/PB9.mp3 This week we follow-up on a success story from a listener’s following of our advice form PB8: Credit Roulette. On the career management and job front we discuss the following quote: What do you think? Is it...
PB8: Credit Roulette

PB8: Credit Roulette

http://traffic.libsyn.com/paychecksandbalances/PB8.mp3 PAYMENTS? Credit card, PAYMENTS? WE TALKING CREDIT CARDS PAYMENTS??? That’s right friends. We talking credit card payments. This week we also address two listener questions from our Twitter account:...
PB7: Career Moves in Your 20s and 30s

PB7: Career Moves in Your 20s and 30s

http://traffic.libsyn.com/paychecksandbalances/PB7.mp3 On a quick note, Rich discusses the benefits of keeping your credit card information up-to-date (income, address, etc.). However, this week’s main topics? Career moves you can make in your 20s to win in your...
QA5: My Boss is Blatantly Discriminating!

QA5: My Boss is Blatantly Discriminating!

http://traffic.libsyn.com/paychecksandbalances/QA5.mp3 We got some great feedback and some great questions this week! Check them out below. Have a question of your own? You ask the questions. We find the answers. Email us: info@paychecksandbalances.com My boss is...
PB6: How Much Can You Save?

PB6: How Much Can You Save?

http://traffic.libsyn.com/paychecksandbalances/PB6.mp3 A listener comments, “I wish they’d mentioned earning more $$$!” Ask and ye shall receive! We’ve got good news and bad news. You can definitely make more money, but it’ll take a...
PB5: Watch Out for These Interview Questions

PB5: Watch Out for These Interview Questions

http://traffic.libsyn.com/paychecksandbalances/PB5.mp3 This week on Paychecks and Balances we discuss interview questions you should always be prepared to answer when you’re looking to secure that next paycheck. Topics include: how to prepare for an interview;...
QA4: Should I Take This $28K Pay Increase?

QA4: Should I Take This $28K Pay Increase?

http://traffic.libsyn.com/paychecksandbalances/PBQA4.mp3 This week in PaychecksAndBalances Q&A: What’s up fellas, congrats on the new pod. You guys have helped me make some great moves in advancing my career. So thank you for that. I am currently working in...
PB4: Size Doesn’t Matter

PB4: Size Doesn’t Matter

http://traffic.libsyn.com/paychecksandbalances/PB4.mp3 Size doesn’t matter! Well, when it comes to your personal finances anyway. Do you have at least $2,000 in debt or more? Simply adding $10 extra dollars to your minimum payment can save you thousands...
QA3: 65% of Income on Rent?!

QA3: 65% of Income on Rent?!

http://traffic.libsyn.com/paychecksandbalances/PBQA3.mp3 This week, Paychecks & Balances is happy to introduce “Ask a Professional.” We’ve realized that we don’t know everything, but we do know people who know a lot of answers to those...
PB3: Work Habits That Hold You Back Pt. 2

PB3: Work Habits That Hold You Back Pt. 2

http://traffic.libsyn.com/paychecksandbalances/PB3.mp3 Don’t call it a comeback! We’re back this week with Part 2 of Office Habits That Hold You Back. Picking up where we left off last week, we talk about how introverts can overcome the “why are you...
Q&A:  Applying to Multiple Jobs & Office Politics

Q&A: Applying to Multiple Jobs & Office Politics

http://traffic.libsyn.com/paychecksandbalances/QA2.mp3 Welcome to Paychecks & Balances Question and Answer. This week we answer the following: How do you handle a situation where someone that does not report to you isn’t doing their job but it is impacting...
PB2: Work Habits That Hold You Back Pt. 1

PB2: Work Habits That Hold You Back Pt. 1

http://traffic.libsyn.com/paychecksandbalances/PB2.mp3 On this week’s Paycheck & Balances we discuss tips for getting ahead at work and how the simple wording of an email might be holding you back. Do you find yourself apologizing too much for missing...
Q&A: We Talkin’ Work!

Q&A: We Talkin’ Work!

http://traffic.libsyn.com/paychecksandbalances/PBQA.mp3 Welcome to Paychecks & Balances first Question and Answer session. This week we tackle two listener questions: In the middle of a job search (looking for more money & more responsibility) and just found...
PB1: The Paycheck Plateau

PB1: The Paycheck Plateau

http://traffic.libsyn.com/paychecksandbalances/PB1.mp3 Welcome to the first episode of Paychecks & Balances. We know time is money, so we didn’t waste any time tackling our first show topic: “Paycheck Plateaus.” What’s a Paycheck Plateau?...