by P&B Team | Oct 13, 2020
Not only is the philosophy behind “The American Dream” misleading, but it’s also dangerous. It ignores the economic disparities faced by most Americans due to discriminatory ideologies like racism and sexism. But what is “The American Dream?” In short, it’s the...
by P&B Team | Oct 1, 2020
Your savings aren’t growing, but you can’t afford to increase the percent you contribute each month. The solution is to spend less money in other areas of your life, right? Wrong. The notion that we have to subdue our quality of life for financial freedom...
by P&B Team | Sep 22, 2020
Andy Hill is a husband, father, and entrepreneur who founded Marriage, Kids, and Money, a blog and podcast that focuses on understanding family finance. A self-confessed money nerd, Andy started the podcast as a hobby then took it to the next level when he began...
by P&B Team | Aug 11, 2020
Pete McPherson, the founder of Do You Even Blog, gave up the ‘American Dream’ and left corporate America to pursue his personal dream of making a full-time income from a creative career. He’s a former accountant with a CPA license who now provides new and experienced...
by Rich | Aug 10, 2020
Ever wondered if it’s possible to negotiate your monthly rent down? I’m here to tell you that it is indeed a thing, and it can happen in different ways! Let me tell you my story. A few months ago, I received my lease renewal paperwork. Even with the...
by P&B Team | Aug 4, 2020
Andre Albritton, the founder of The Millennials Next Door, is a nationally recognized personal finance expert focusing on how to solve the financial problems millennials and centennials face. His clear-cut approach to personal finance helps simplify how individuals...
by P&B Team | Jul 28, 2020
Self-confessed ‘money nerd’ Ryan Inman began his financial practice Physician Wealth Services specifically to help guide young physicians toward financial independence with truly unbiased, quality financial advice. A graduate of the University of San Diego...
by P&B Team | Jun 30, 2020
Jamila Souffrant is the creator of the blog and podcast, Journey To Launch, where she teaches and inspires others how to eliminate debt, save money, and increase their net worth. The lessons she’s learned through trial and error helped her family to save...
by P&B Staffer | Apr 23, 2020
This page may contain affiliate links. Please read our Advertiser Disclosure for more info. Kevin L. Matthews II was named one of the Top 100 Most Influential Financial Advisors by Investopedia. He is a Certified Financial Planner, bestselling author, and...
by P&B Staffer | Mar 19, 2020
Berna Anat, or @HeyBerna to her over 20,000 followers, describes herself as, “The financial world desperately needs a hype woman, and I have more than enough energy, hair, and #debtfree-vibes to do the job.” We originally met at FinCon: Where Money and...
by P&B Staffer | Aug 13, 2019
Diania Merriam is the creator of EconoMe. EconoME is a one-day conference aimed at reclaiming the American Dream. The American Dream started as an idea that every person had the right to pursue his or her own idea of happiness. EconoMe is about reclaiming that right!...
by P&B Staffer | Jul 30, 2019
This page may contain affiliate links. Please read our Advertiser Disclosure for more info. To be exact, Leah Marie Collins paid off $40,000 in debt, increased her credit score to over 800, purchased a rental property, and launched her own business to help...
by P&B Staffer | Jul 11, 2019
Welcome to our latest Personal Finance Spotlight where we share relatable stories from people like you–the reading audience–who discovered life after debt instead of paycheck-to-paycheck til debt do us part. This week we introduce you to Lawrence Gonzalez....
by P&B Staffer | Jul 2, 2019
This is the story of two offers. It is not as cool as the story of 2 Chainz, but it will have to do. Recently, we all relearned a good fighter will fall if you hit them hard enough. Word to Anthony Joshua. What does the story of Mr. Joshua have in common with Mr....
by P&B Staffer | Jun 20, 2019
Money doesn’t solve all our problems, but money does solve our money problems. That’s one of the many theories behind Jhanilka and Anthony Hartzog debt free success story. The two millennials joined financial forces to pay off their $114,151 debt. Next, they have...
by P&B Staffer | Jun 13, 2019
Fo Alexander is the Personal Finance Coach and Business Systems Strategist behind the Girl Talk with Fo podcast and blog. She specializes in teaching millennial women how to dump debt and build bank. As part of her journey, she and her husband paid off $78,000 in debt...
by P&B Staffer | May 16, 2019
By listener request, we introduced Personal Finance Spotlights to the website this year. It’s been great! I love sharing stories of people taking charge of their personal finances. Our readers and listeners said they wanted to read more profiles on “ordinary” people...
by P&B Staffer | May 9, 2019
Saundra Davis, MS, APFC® Saundra Davis is the self-described Godmother of Financial Coaching, and I believe it. When we met for the second time–at FinCon Expo: Where Money and Media Meet–Saundra dropped a quote on me so powerfully insightful that I had to...
by P&B Staffer | Apr 16, 2019
This page may contain affiliate links. Please read our Advertiser Disclosure for more info. Pictured: Michelle Schroeder-Gardner Related: I Made My First Million, and I’m Still Broke We’re all busy people. Maybe you’re one of those people who came here...
by P&B Staffer | Apr 10, 2019
According to the most recent Census data, the average person earns nearly $2.7 million over his or her lifetime. Yet, after 40+ years of work most Americans are still financially unprepared for retirement. Unless it’s by choice, I don’t want to work until...
by P&B Staffer | Apr 2, 2019
Erin Lowry, the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together, is a Personal Finance Expert who helps millennials navigate their big money questions and teaches them how to control their finances like a boss. Her first book was...
by P&B Staffer | Feb 28, 2019
All Black History Month we highlighted young men and women of color making history in the present. Just in time for America Saves Week, Monday February 25 – March 3, 2019, we introduce you to Marsha Barnes. She is the founder behind The Finance Bar and a...
by P&B Staffer | Feb 21, 2019
We met Sonia Lewis, aka The Student Loan Doctor, in sunny Florida while attending FinCon18. For someone with 38,000 followers (and counting) on the Gram and a resume including accolades from the Steve Harvey Morning Show, The Shade Room, BET, The Ricky Smiley Show and...
by P&B Staffer | Feb 14, 2019
We all have to start from somewhere on our financial journey. We all have to look for the best Credit Cards for No Credit when first applying for cards because we’ve not had a chance to grow your financial history yet. From there, every choice you make can...
by P&B Staffer | Jan 15, 2019
The next industry Millennials “destroy” is ourselves and the burnout will be televised. According to an annual Deloitte Survey, almost half of Millennials are unhappy at their current job and plan to quit/switch to nontraditional work within their career....
by P&B Staffer | Dec 18, 2018
This page may contain affiliate links. Please read our Advertiser Disclosure for more info. At Paychecks & Balances, we help Millennials make money, save money, get out of debt, and build wealth. These are some of the best money voices from our network....
by P&B Staffer | Nov 27, 2018
Rianka Dorsainvil is the founder and CEO of “Your Greatest Contribution” or YGC. Rianka is a Certified Financial Planner who has works with multi-generational high earners and low-income families. Rianka created YGC after realizing her mission didn’t align with the...
by P&B Staffer | Jan 16, 2018
On a recent guest feature, we were asked, “can someone really save $1,000,000 on an average salary?” The simple answer: Yes. The harder answer: Is it easy? No. It’s very complicated and will likely take a really long time. Two out of 3 people haven’t created a...
by P&B Staffer | Nov 20, 2017
We were invited by CBS News on their 24-7 streaming video news channel CBSN at cbsnews.com/live to join a panel of experts discussing student loans, credit cards, debt management, retirement and more. Hosted by Vladimir Duthiers (@vladduthierscbs), the panel included...
by P&B Staffer | Oct 2, 2017
This is a continuously updated list of our reviews of the best personal finance and investment books. The original list of 15 is presented in order of our favorites. How do you read 15 books in 12 months? I Don’t Have Time to Read “I never have time to...
by P&B Staffer | Sep 14, 2017
The following question has been edited into a Q&A format and some details may have been changed to keep our listener’s information anonymous. Share your support or feedback in the comments. If you have your own question, use the ASK P&B button!...
by P&B Staffer | Jun 13, 2017
Seventy percent of millennials (ages 21-37) believe they are not saving as much as they could. The primary culprit? They blame spending too much on dining out (we cut our food spending in half btw). Many people believe the key to all their budgeting and debt woes is...
by P&B Staffer | Jun 6, 2017
The following questions have been edited into a Q&A format and some details may have been changed to keep our listeners’ information anonymous. Let us know what you think in the comments below, or if you have your own question, use the ASK P&B button!...
by P&B Staffer | May 25, 2017
The following question has been edited into a Q&A format and some details may have been changed to keep our listener’s information anonymous. Let us know what you think in the comments below, or if you have a question that needs answering, use the ASK...
