Investing in a Volatile Market ft. Ryan Inman – PB 170

Investing in a Volatile Market ft. Ryan Inman – PB 170

Self-confessed ‘money nerd’ Ryan Inman began his financial practice Physician Wealth Services specifically to help guide young physicians toward financial independence with truly unbiased, quality financial advice. A graduate of the University of San Diego...
EconoMe and The Road to Financial Independence – PB136

EconoMe and The Road to Financial Independence – PB136

Diania Merriam is the creator of EconoMe. EconoME is a one-day conference aimed at reclaiming the American Dream. The American Dream started as an idea that every person had the right to pursue his or her own idea of happiness. EconoMe is about reclaiming that right!...
How to Negotiate Salary: The 7 Best Tools

How to Negotiate Salary: The 7 Best Tools

For all the get rich quick schemes and talk of Finance Independence / Retire Early (FIRE), most individuals will make the most consistent income from simply working their same old boring J-O-B. It is your responsibility to know how much salary you should ask for and...
Following These 7 Tips Increased My Salary Over 400%

Following These 7 Tips Increased My Salary Over 400%

In my behind-the-scenes interview with YahooFinance: 4 Tips to Increase Your Salary – thank you to the CBS News Pannel and former guest Jeanie Anh (PB81: Don’t Leave Money on the Table ft. Jeanie Ahn) – I was asked to share seven tips that helped...
Paychecks & Financial Planning ft. Barbara Ginty, CFP – PB98

Paychecks & Financial Planning ft. Barbara Ginty, CFP – PB98

On this week’s show, we’re joined by Barbara Ginty for a sneak peek into our upcoming “Ask a Financial Planner” series. Barbara is another infamous YahooFinance alumni that we had the pleasure of welcoming onto the show. Barbara started her career on...
What We Wish We Knew About Money in Our 20s – PB95

What We Wish We Knew About Money in Our 20s – PB95

On the show, today Rich and Marcus discuss millennial money advice learned from the 15 personal finance books Marcus set out to read in 2018. So far Marcus has read 10 of them. The guys share the lessons learned from these books and give you recommendations on which...

Spend Responsibly on Needs and Budget for Wants – PB94

Marcus kicks off the show recapping a recent trip he took to NYC, for a Yahoo Finance interview. On his way to the hotel, he get’s convinced to hop in a sketchy Uber-like service and is hit with a huge bill at the end of his ride. If you have a similar tale of Uber in...
The Three Levels to Financial Freedom – PB90

The Three Levels to Financial Freedom – PB90

There’s levels to adulting and someone lost the instruction book, but we got you! This week Rich and I talk about the steps we followed in pursuit of financial independence. You’ll hear how even simple changes in your day-to-day routine can lead to huge...
Investing Made Easy ft. Tela Holcomb – PB88

Investing Made Easy ft. Tela Holcomb – PB88

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. In our final week of Financial Literacy Month, Tela Holcomb joins us to discuss the stock market in plain English (Yes, we asked her about Bitcoin!). View Tela Holcomb’s...
PB87: Your Money Mindset Matters ft. J.D. Roth

PB87: Your Money Mindset Matters ft. J.D. Roth

Our National Financial Literacy Month guest interviews continue! This week we welcome back former P&B guest J.D. Roth (ICYMI – PB34: Become a Money Boss ft. J.D. Roth). J.D. is a recognized personal finance expert who has written for Forbes and recently returned...
PB86: Banish the Balance ft. Tonya Rapley

PB86: Banish the Balance ft. Tonya Rapley

Continuing our guest interviews for National Financial Literacy Month April 2018, we welcome back Tonya Rapley (ICYMI – PB29: My Fab Finance ft. Tonya Rapley). Since the last time she was on our show, Mrs. Rapley has secured several bags. For the newly...
PB84: Automate Your Way to Saving 1x Your Income

PB84: Automate Your Way to Saving 1x Your Income

On this week’s P&B Money Minute we discuss how to save 1x your income by age 30 and 3x by age 40 using a few automated tools we recommend. Marcus reveals why he finally logged back into his retirement accounts after a 12-month hiatus and the three step...
PB82: Financial Independence ft The Early Retirement Dude

PB82: Financial Independence ft The Early Retirement Dude

This week we welcome, The Dude. No, not The Big Lebowski but of equal reverence, The Early Retirement Dude. ER Dude shares the secrets behind how he retired 12-years ago at the age of 36 and never looked back. Mastering financial independence isn’t easy, but...
PB81: Don’t Leave Money on the Table ft. Jeanie Ahn

PB81: Don’t Leave Money on the Table ft. Jeanie Ahn

This week we’re joined by Jeanie Ahn of @YahooFinance. Some of you will remember Jeanie from our feature on CBS New’s “Your Money Matters” panel. Jeanie is a reporter & senior producer who specializes in making personal finance and career guidance fun...
PB80: It’s Never Too Late to Get Started

PB80: It’s Never Too Late to Get Started

A goal without a plan will remain a dream without a reality. On this week’s show, we talk about the importance of clearly defining your goals and the small differences that define why some people succeed while others procrastinate. Using a variety of practices,...
PB78: Her Money Matters with Jen Hemphill

PB78: Her Money Matters with Jen Hemphill

Now that you’re recovering from the holidays and financial binging, we’ve got just the spend-over relief you need with our first episode of 2018. We’re joined by Jen Hemphill of the Her Money Matters podcast. Jen is a military spouse & bilingual...
PB76: 5 Tips to Get Your Work & Money Up in 2018

PB76: 5 Tips to Get Your Work & Money Up in 2018

This Week in Work segment returns! This is the segment of PB where we help you crack the professional code and discuss stories and topics relevant to the workplace. This week we’re talking about five things you can do in 2018 to get both your work and money up. We...
PB72: The 9-to-5 Training Ground ft. Lynnette Khalfani-Cox

PB72: The 9-to-5 Training Ground ft. Lynnette Khalfani-Cox

We’re joined this week by guest Lynnette Khalfani-Cox aka “The Money Coach.” Lynette is a personal finance expert, television and radio personality, and the author of numerous books, including the New York Times bestseller Zero Debt: The Ultimate...
PB71: Financial Residency ft. Ryan Inman

PB71: Financial Residency ft. Ryan Inman

This week we’re joined by Ryan Inman of Physicianwealthservices.com and the Financial Residency podcast. Ryan got even more passionate about the field of personal finance when his wife was in residency and she began to pass along information that she received...
PB70: Make Money Moves

PB70: Make Money Moves

Staying employed at the same company for over two years, on average, can make you earn 50% less over the life of your career according to a recent Forbes analysis. On this week’s show, Rich and I discuss the pros and cons of maximizing your money moves and...
PB69: Seek Wisdom and Find Wealth with Patrice Washington

PB69: Seek Wisdom and Find Wealth with Patrice Washington

Patrice Washington is most well known as the personal finance voice of the top-rated and nationally syndicated Steve Harvey Morning Radio Show where she hosts her own weekly segment, Real Money Answers with Patrice Washington. She is also the best-selling author of...
PB68: Don’t Cost Yourself $600K!

PB68: Don’t Cost Yourself $600K!

  There are two truths we all hold self-evident in our careers: 1) it’s always Happy Hour somewhere or 2) performance review season. With these facts of career life in mind, the best time to start your self-evaluation was yesterday and the next best time is...
PB65: The Billionaire Mindset with Tyrone Jackson

PB65: The Billionaire Mindset with Tyrone Jackson

Join us for another LIVE recording session from Podcast Movement 2017 at the FinCon booth with Tyrone Jackson, The Wealthy Investor. Tyrone details the story of how he went from a single parent household that struggled with finances growing up to become a trusted...
PB62: Financial Tidbits ft. Donna Freedman

PB62: Financial Tidbits ft. Donna Freedman

You may remember Donna from our previous episode PB31: Save Where You Can ft. Donna Freedman. Donna’s back with a new book, Your Playbook For Tough Times Vol. 2, some great personal finance advice and much more! For those of you who are new here, Donna has been...
PB61: Let’s Talk About Money ft. Damon Young of VSB (Part 2)

PB61: Let’s Talk About Money ft. Damon Young of VSB (Part 2)

We’re back with the podcast you need: Part 2 with Damon Young of Very Smart Brothas (VSB). If you haven’t already, don’t forget to listen to Part 1: PB60: “Overnight Success” ft. Damon Young of Very Smart Brothas. This episode is equally colorful but...
PB59: Kids Cost What?!

PB59: Kids Cost What?!

The Money Minute A @PayBalances follower asks, “how would you change your budget if you had children?” We found that as of 2017, it costs up to $233,610 to raise a child from ages 0 to 17! We discuss how we would proactively adjust our personal finances...
PB56: The Truth About Credit ft. Liz Weston

PB56: The Truth About Credit ft. Liz Weston

This week we’re joined by Liz Weston to discuss the truth about credit. Liz is a Columnist and Certified Financial Planner (CFP) whose goal is to help us get smarter about money. She’s the author of five books including the best-selling “Your Credit Score:...
PB54: A Thousand Debits + Getting Promoted

PB54: A Thousand Debits + Getting Promoted

While some folks are of the opinion that Millennial’s affinity for avocados is the only thing keeping us from owning homes, we here at Paychecks & Balances offer opinions you can actually use. Opinions based on math and common sense when common sense is as...
How Can I Start Living a Healthier Financial Life?

How Can I Start Living a Healthier Financial Life?

The following question has been edited into a Q&A format and some details have been changed to keep the listener’s information anonymous. Let us know what you think in the comments below, or if you have a question that needs answering, click the ASK...
PB52: I Ain’t Too Proud to Budget (The 50/30/20 Edition)

PB52: I Ain’t Too Proud to Budget (The 50/30/20 Edition)

While the Fyre Festival proves you can’t buy common sense, but you can put a price on ignorance, Rich and Marcus use this week in viral events to try to figure out how a few Instagram models and an admittedly well-produced marketing video scammed hundreds of...
PB51: $500K Revisited ft. Financial Samurai

PB51: $500K Revisited ft. Financial Samurai

  Time to re-up and recycle the flow. What does that even mean? Well, this week we re-visit our fastest downloaded podcast ever, PB47: Barely Making It on $500K! As an added bonus, we feature half-man, half-legend and guest, the Financial Samurai himself! Financial...
I Can’t Get Down With Ditching Digit

I Can’t Get Down With Ditching Digit

Digit announced that it’d be implementing a $2.99 monthly fee for current and new users after 100 days…and the financial internet went nucking futs. In case you’re unfamiliar with Digit, it’s a formerly free service that hooks to your bank account, analyzes your...
PB49: Back to Budgeting Basics + The Backdoor Reference

PB49: Back to Budgeting Basics + The Backdoor Reference

We get back to basics on this week’s Money Minute with simple tips you can use to create a budget you’ll actually stick to. Yes, we here at PB already admitted that budgeting sucks, but is it a necessary evil we just have to follow? Some would argue no,...
PB47: Barely Making It on $500K?!

PB47: Barely Making It on $500K?!

  Is it possible to live paycheck-to-paycheck on $500,000? This 30-year old couple thinks so. Join us this week as we review the budget read around the world and try to figure out how a couple making $500,000 before taxes can only have $7,300 in annual take-home...
PB46: Magnify Your Money ft. Mandi Woodruff

PB46: Magnify Your Money ft. Mandi Woodruff

Back to the finances! Ok, I originally thought this was a clever reference, but I realized while typing it that Back to the Future came out in 1985. While we reflect on our lives as older Millennials, you can enjoy another great guest episode featuring Mandi Woodruff!...

PB45: The Anniversary Episode

Do you know what today is? It’s our anniversary, made for you and me! That’s right PB fans, this week we celebrate our first 12-months at Paychecks and Balances. Of course, we have to start by saying THANK YOU to the fans and listeners for the love and...
PB43: How Much Will It Take?

PB43: How Much Will It Take?

“Days go slow. Years go fast.” – Marcus realizes in this week’s Money Minute and This Week in Work hybrid. Rich and Marcus realize that “life comes at you fast” is more than a catchy insurance commercial quote. On this episode, we...
PB41: Know Your Role + The Internal Crisis

PB41: Know Your Role + The Internal Crisis

In this week’s Money Minute, Marcus shares a helpful tool that he has used over the years to research career fields and options from the Bureau of Labor Statistics. Thinking of making a job change? Not sure what other professions are related to your current...

PB38: Just the Tip

Rich and Marcus return this week with a Money Minute tip and This Week in Work. This is a classic Paychecks and Balances episode. Help us, help you make your money great again! On this show we discuss: Budgeting Sucks: Here’s how “just the tip” or...
PB37: His & Her Money ft. Tai & Talaat McNeely

PB37: His & Her Money ft. Tai & Talaat McNeely

  We welcome in 2017 with the awesome couple behind HisAndHerMoney.com, Tai and Talaat McNeely. His and Her Money is a journey of how two high school sweethearts fell in love, got married, but were total opposites when it came to handling their finances. Between being...
PB35: The Money Speakeasy ft. Wilson Muscadin

PB35: The Money Speakeasy ft. Wilson Muscadin

“It was all a dream. We used to read Word Up! Magazine…” Technically, none of that applies here since we actually met Wilson at FinCon2016, but it was a dream! After a great master mind conversation with Wilson and other like-minded individuals on...
PB34: Become a Money Boss ft. J.D. Roth

PB34: Become a Money Boss ft. J.D. Roth

This week we’re humbled and happy to be joined by J.D. Roth, formerly of Get Rich Slowly, and now the mastermind behind MoneyBoss! JD is a true renaissance man — a description I didn’t quite make up but I feel doesn’t get used enough so here we...
Why You Should Look Into Your Company’s FSA

Why You Should Look Into Your Company’s FSA

Did you know you could be losing money every paycheck by not taking advantage of a healthcare benefit? That’s what happens when many of us choose not to opt into our company’s FSA — more affectionately known in the streets as a Flexible Spending...