Recent research finds that 1 in 5 Americans experience some form of mental illness, a statistic certainly influenced by the Covid crisis. However, an encouraging outcome of the pandemic has been increased momentum behind the trend of Americans being more…
Everyone makes mistakes with their money at one time or another. But if you can lessen your errors and get your finances in order, it will make life a lot easier down the road. Making more intelligent financial decisions is…
No, it’s not just you; millennials have been dealt the worst economic luck in modern history—it’s a fact. We’ve lived through economic catastrophes and global changes that have directly affected our chances of getting ahead. Millennials entered the workforce at…
There’s no doubt about it – employee benefits are confusing. So much so, in fact, that many workers in the US don’t fully understand the benefits they pay for. Especially for younger employees, navigating the complex web of benefits and…
When it comes to having a side hustle, there are many reasons why people might not want one. Maybe they don’t think they have the time or the energy. Perhaps they’re afraid that it will take away from their regular…
At Paychecks and Balances, we’re here to help offer financial education that you can throw into your toolbox when increasing your personal finance IQ. For that reason, it’s only fitting that we talk about all the different strategies associated with…
Finding a good mentor can be the key to success in your career or new business venture. Mentorship can help you learn new skills, gain valuable experience and make rewarding connections. But finding a good mentor can be tough. How…
Humans are a mass of contradictions, and nowhere does that play out more obviously than in the arena of personal finance. In the effort to optimize to the nth degree, many otherwise rational beings fall victim to “overthinking” their finances,…
Many of us feel stuck in the wrong job, relationship, or lifestyle because we fear that if we try something different, it will lead to even worse results. This attitude prevents us from finding what’s best for us, but it’s…
Shopping addiction, also called—oniomania—affects 5% of the world population. Some people may experience it at one point in their lives or may struggle with it for decades. Constant exposure to social media, 24/7 accessibility to online shopping, and short-term financing…
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