7 Best Salary Negotiation Tools to Make You More Money

7 Best Salary Negotiation Tools to Make You More Money

For all the get rich quick schemes and talk of Finance Independence / Retire Early (FIRE), most individuals will make the most consistent income from simply working their same old boring J-O-B. It is your responsibility to know how much salary you should ask for and...
From $130,000 in Debt to $100,000 in Net Worth

From $130,000 in Debt to $100,000 in Net Worth

This Black History Month we’re highlighting young men and women of color making history in the present. Enter the motivational couple behind Pennies to Wealth, DJ and Dannie. At one point they owed more than $90,000 in student loans, credit cards, and other debt....
Turn Your Paychecks Into Long-Term Wealth with These 4 Changes

Turn Your Paychecks Into Long-Term Wealth with These 4 Changes

I joined Pure Financial’s Your Money, Your Wealth with Alan Clopine, CPA, AIF and Andi Last, Media Manager, to discuss 4 Simple Ways to Keep Your New Year’s Resolutions using strategies that helped me break down my financial goals into manageable pieces as I achieved...
Our Top 10 Money and Investment Podcasts and Posts – 2018

Our Top 10 Money and Investment Podcasts and Posts – 2018

Our goal at Paychecks and Balances is to help Millennials make money, save money, and get out of debt. We had another great year including several interviews with informative guests and subject matter experts in personal finance, investing, and money management and...
Following These 7 Tips Increased My Salary Over 400%

Following These 7 Tips Increased My Salary Over 400%

In my behind-the-scenes interview with YahooFinance: 4 Tips to Increase Your Salary — thank you to the CBS News Pannel and former guest Jeanie Anh (PB81: Don’t Leave Money on the Table ft. Jeanie Ahn) — I was asked to share seven tips that helped increase my salary...
We Finally Got Our FICO Credit Scores Over 800, Here’s How

We Finally Got Our FICO Credit Scores Over 800, Here’s How

Advertiser Disclosure Rich and I finally got (broke?) into the 800 FICO Credit Score Club! It took a lot of hard work and research. We researched anything we could to help us get more information to help us. We also found out a load of not so relevant stuff like how...
CBSN: Eye on Money ft. Paychecks and Balances (Video)

CBSN: Eye on Money ft. Paychecks and Balances (Video)

Marcus joins CBS News host Tanya Rivero to discuss his book, Debt Free or Die Trying, and how to rebuild your credit for CBSN ‘Eye on Money’ series. Check out the video below or click here. References Mentioned by Marcus on This Show 4-Step Plan for...
Learn Your F.I.R.E. Number with This Free 15 Minute Tool

Learn Your F.I.R.E. Number with This Free 15 Minute Tool

Paychecks & Balances is a fun and informative podcast covering work and money for rising professionals with hosts Rich @IamRichJones and Marcus @THEMarcusGarret. Read more about us here or visit Ask P&B to submit your questions! – Rich & Marcus This...
The First Time I Fell In Love with Debt: Part 2 (Video)

The First Time I Fell In Love with Debt: Part 2 (Video)

On August 14, 2016, I released Debt Free or Die Trying: How I Buried Myself in Over $30,000 in Debt and Dug My Way Out by Age 30. The book tells the good, the bad, the ups and the downs, the mistakes I and others made, and the lessons I and we learned....
Should I Buy My First Home or Save More Money?

Should I Buy My First Home or Save More Money?

The following question has been edited into a Q&A format and some details may have been changed to keep our listeners’ information anonymous. Let us know what you think in the comments below, or if you have your own question, use the ASK P&B button!...
Should I buy my leased vehicle when the term ends?

Should I buy my leased vehicle when the term ends?

The following question has been edited into a Q&A format. Some details have been changed to keep the listener’s information anonymous. Let us know what you think in the comments below, or if you have a question that needs answering, click the ASK P&B button!...
Do Credit Repair Companies Actually Work?

Do Credit Repair Companies Actually Work?

The following question has been edited into a Q&A format and some details may have been changed to keep our listeners’ information anonymous. Let us know what you think in the comments below, or if you have your own question, use the ASK P&B button! Hey...
When is it better to buy or lease my car?

When is it better to buy or lease my car?

The following question has been edited into a Q&A format and some details have been changed to keep the listener’s information anonymous. Let us know what you think in the comments below, or if you have a question that needs answering, click the ASK P&B...
I Have a Budget But How Do I Stop Impulse Shopping?

I Have a Budget But How Do I Stop Impulse Shopping?

The following question has been edited into a Q&A format and some details have been changed to keep the listener’s information anonymous. Let us know what you think in the comments below, or if you have a question that needs answering, click the ASK P&B...
How a LinkedIn Message Led to a Job Offer

How a LinkedIn Message Led to a Job Offer

I recently read a piece on Time Money titled “Here’s the Cold LinkedIn Message That Prompted a CEO to Give the Sender a Job.” It’s about a guy who essentially got an offer through a LinkedIn message. At least it reads that way. I’m sure...
I Can’t Get Down With Ditching Digit

I Can’t Get Down With Ditching Digit

Digit announced that it’d be implementing a $2.99 monthly fee for current and new users after 100 days…and the financial internet went nucking futs. In case you’re unfamiliar with Digit, it’s a formerly free service that hooks to your bank account, analyzes your...
3 Tricks to Make Budgeting Suck Less

3 Tricks to Make Budgeting Suck Less

It’s been a while since I said this so I’ll repeat myself: Sticking to a budget sucks. There, I said it. I have a budget. I even spent a lot of time developing my budget like the helicopter parent of a small child, or “fur baby” if you’re a...
Why You Should Look Into Your Company’s FSA

Why You Should Look Into Your Company’s FSA

Did you know you could be losing money every paycheck by not taking advantage of a healthcare benefit? That’s what happens when many of us choose not to opt into our company’s FSA — more affectionately known in the streets as a Flexible Spending...