
Kitty and Piggy of B*****s Get Riches join the PB family today. Kitty and Piggy are anonymous financial bloggers whose aim is to guide young people through their financial hurdles and careers. They do this through their fun, unique blend of sass, comedy, and bluntness. The driving force behind their wildly successful blog is their longtime friendship. Kitty and Piggy met as college roommates over a decade ago.
In this episode, you’ll hear both women’s stories about what got them interested in talking to Millennials about money and careers. They touch on their upbringing, working in corporate America, paying off debt via a side hustle, their views on retirement and why adulting is so different for Millennials.
Show Highlights
- How to immediately stand out from the blogging crowd
- The financial impact of being asked to lend your parents money, even as a child
- How you can use a side hustle to pay down debt
- FIRE – Financial Independence / Remain Employed? Retiring to create and put things out into the world, not to just stop working
- The flaws of online retirement calculators
- Accepting the first job offer you get out of college while continuing to look for the RIGHT job
- The rules to adulting as a millennial
- Overcoming your own Imposter Syndrome
Key Takeaway: Determine your values and priorities. These will help guide you through your career and financial decisions.
Find BGR Around the Internets
- Website: bitchesgetriches.com
- Patreon: patreon.com/bitchesgetriches
- Kitty’s Instagram: @BGRKitty
- Piggy’s Instagram: @BGRPiggy
This Week’s Sponsor
- Gusto – Gusto offers modern, easy payroll to benefits to small businesses across the country — they were even named best online payroll by PCMag. And as a listener, you’ll get three months free when you run your first payroll at Gusto.com/paychecks.
- University of California Irvine – Division of Continuing Education – If you are trying to start a new career, advance your career or better develop an appreciation of the world around you, UCI Division of Continuing Education has the resources needed to support your undertakings. There are certificate programs and specialized studies programs available making it easy to advance your career in as little as 6 months. For 15-percent off, visit ce.uci.edu/PaychecksBalances
Mentioned on This Week’s Show
- The New York Times: For These Women, a FIRE That Burns Too Male and Too White
- Which Came First: the FIRE Movement or Millennial Burnout?
- Losing Two Jobs in One Week May Have Been the Best Thing that Ever Happened to Me
Our Favorite Tools This Week
Available exclusively to our email subscribers, see why 15-minutes can change the next 15 years with our free 15 Minute Paychecks & Balances Money Plan: Your Guide to Financial Freedom.
Debt Management
- D.E.B.T. Free: A 4-Week Starter Kit – Get Paychecks & Balances, LLC. signature course today! Based on our popular book, Debt Free or Die Trying: How I Buried Myself in $30,000 in Debt and Dug My Way Out, this actionable 4-step program helps you create a debt free plan you’ll actually follow.
- SoFi – offers a full range of financial services, from personal loans to refinancing to investing. Marcus has used SoFi twice and has nothing but good things to say about their easy to use services. Use our referral link and get $100 when your loan is funded.
Break the Paycheck-to-Paycheck Cycle
- Digit – Struggling to save money? Sign-up for Digit at paybal.co/digit to automate your way to saving hundreds or more! Digit analyzes your spending and automatically saves the perfect amount every day. Read why Rich loves Digit and how much it’s already saved him.
- Tiller – The only spreadsheet templates powered by an automatic feed of your finances directly into Google Sheets and Excel. Easily budget, track expenses. Get started here!
- Freshly – Behind only housing (33%) and transportation (16%), food-related expenses (13%) is the largest expense category for the average household. Freshly delivers chef cooked, healthy, wallet-friendly meals that fit any budget. Use our referral link to take 2-weeks off from cooking with $20 off your first two orders.
Side Hustles and Passive Income Streams
- How to Start a Blog – Michelle Schroeder-Gardner is the self-made millionaire behind MakingSenseOfCents.com who credits finding her purpose and sharing her story through blog writing for her personal and financial success. With her easy-to-follow course, you can be up and running a blog in less than a day!
- Making Sense of Affiliate Marketing – Over 50-percent of Michelle’s How I Made Over $1,500,000 In 2018 revenue comes directly from successful affiliate marketing.
- Making Sense of Sponsored Posts – You can also quickly learn how she made her first blogging income, and how she now makes $10,000 – $20,000 a month with sponsored partnerships.
Announcements
- The Young Money Podcast with Dasarte Yarnway: EP 45: Hacking Income with Marcus Garrett of Paychecks & Balances – On this episode, Marcus Garrett (@TheMarcusGarrett) of the award-winning Paychecks & Balances (@PayBalances) joins Dasarte — a fellow 2019 Nerd Wallet Financial Gurus Alum — to discuss ways that millennials can hack their income and shift their money mindset.
- Want personal finance, work and money presentations tailored to your next seminar or conference? Request us here!
- Learn more about Marcus’ continually updated Debt Free or Die Trying series.
- LIKE us on Facebook.com/PaychecksandBalances or FOLLOW us on Twitter @PayBalances and Instagram!
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