Key Person of Influence: How to Implement the 5P System

Key Person of Influence: How to Implement the 5P System

by | May 21, 2020 | Blog, Books

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. We read and reviewed the 15 best investment and money books (according to the experts) so you don’t have to! After completing that personal goal, I started reading more ‘good...
Money and Relationships ft. Adam Kol – PB165

Money and Relationships ft. Adam Kol – PB165

by | May 19, 2020 | Guests, Podcast

Couples Financial Counselor Adam Kol joins the show today. Adam is a finance geek who started his finance journey studying Economics at The University of Miami. While studying for his degree he landed a job at Northwestern Mutual. There, he developed a love of working...
The Best Money Books

The Best Money Books

by | May 14, 2020 | Blog

In 2016, I released my own money book, Debt Free or Die Trying: How I Buried Myself in Over $30,000 in Debt and Dug My Way Out by Age 30. To improve the Second Edition: D.E.B.T. Free or Die Trying, I read the 15 best money books. When it comes to financial literacy,...
Breeze: Income Protection and Disability Insurance Made Simple

Breeze: Income Protection and Disability Insurance Made Simple

by | May 7, 2020 | Blog

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. Insurance is an essential component of a sound financial plan. Health, life, home, and auto insurance are probably the main types of coverage that come to mind. Once you have...
The Best African American Financial Advice Books

The Best African American Financial Advice Books

by | Apr 30, 2020 | Blog

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. Here are eight African American financial advice books written by men and women dedicated to expanding financial literacy in the black community. Our voices should be...
The Real Estate Syndicate ft. Lisa Hylton – PB162

The Real Estate Syndicate ft. Lisa Hylton – PB162

by | Apr 28, 2020 | Guests, Podcast

On the show with us today is Lisa Hylton, a controller who manages funds that invest in real estate. Lisa currently resides in Los Angeles but grew up in Grand Cayman with her real estate investing parents who eventually influenced her to build a career in the same...
Investing Made Easy with “Trade Your 9 to 5”

Investing Made Easy with “Trade Your 9 to 5”

by | Apr 16, 2020 | Blog

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. Tela Holcomb joined Rich Jones and The Marcus Garrett on Episode 88 to talk Investing Made Easy. Tela is a mom, wife, and stock and options trader who focused on spending more...
Maybe You Should Talk to Someone

Maybe You Should Talk to Someone

by | Apr 2, 2020 | Blog

You are not lost. We are a personal finance business. We read and reviewed the 15 best investment and money books (according to the experts) so you don’t have to. However, money is as much the mastery of mind over money as it is money over math. Therefore, as hosts,...
The Behavioral Investor by Dr. Daniel Crosby

The Behavioral Investor by Dr. Daniel Crosby

by | Mar 25, 2020 | Blog

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. We read and reviewed the 15 best investment and money books (according to the experts) so you don’t have to! Typically, my reviews are first-person narrative. I am an artist...
Hey Berna: Your Financial Hype Woman

Hey Berna: Your Financial Hype Woman

by | Mar 19, 2020 | Blog, Personal Finance

Berna Anat, or @HeyBerna to her over 20,000 followers, describes herself as, “The financial world desperately needs a hype woman, and I have more than enough energy, hair, and #debtfree-vibes to do the job.” We originally met at FinCon: Where Money and...
Life Skills that Matter ft. Stephen Warley – PB156

Life Skills that Matter ft. Stephen Warley – PB156

by | Mar 3, 2020 | Guests, Podcast

Stephen Warley joins Rich on the podcast today. Stephen is the founder of “Life Skills That Matter”. Life Skills That Matter is on a mission to help you begin to start working for yourself and create a life and career that’s aligned with your personal values. If you...
From $5.15 an Hour to $515 an Hour

From $5.15 an Hour to $515 an Hour

by | Feb 27, 2020 | Blog

“The key to overnight success is the first 10 years.” I’m not sure where this quote originates from. I first heard it repeated from a friend of a friend that I met while speaking at Chase Bank in New York City for National Savings Month. The quote...
The Value of Awareness ft. Kassandra Dasent – PB155

The Value of Awareness ft. Kassandra Dasent – PB155

by | Feb 25, 2020 | Guests, Podcast

CEO of Bridge Tech Enterprises, Kassandra Dasent is on the show today. Kassandra is a member of Gen X, a financial expert, a singer-songwriter, caregiver and project management guru. Her money story started at a young age in Trinidad, where she grew up being raised by...
5 Money Moves to Make Outside of Your Pension Plan

5 Money Moves to Make Outside of Your Pension Plan

by | Feb 20, 2020 | Blog

I had an opportunity to speak at The Association of Government Accountants (AGA). The topic, as you may have guessed, covered Money Moves Outside of Your Pension Plan. I tried to cram 10-years worth of mistakes and lessons learned into a 45-minute discussion.  The...
Millennial Money ft. Shannah Compton Game – PB153

Millennial Money ft. Shannah Compton Game – PB153

by | Feb 11, 2020 | Podcast

Shannah Compton Game of The “Millennial Money” podcast joins the P&B family today. Shannah is a Certified Financial Planner with an MBA. She’s also an entrepreneur, podcaster, writer, and teacher. On her show “Millennial Money”, Shannah takes a deep dive into...
In What Order Should I Pay Off 17,000 in Debt? – PB152

In What Order Should I Pay Off 17,000 in Debt? – PB152

by | Feb 4, 2020 | Podcast

Rich and Marcus are answering a question from a listener whose inquiring about the best strategy to pay off some debt. The listener has 3 credit cards and a car note he’s working on. In the listener’s debt payment arsenal, he has a general savings account, an...
The Intelligent Investor

The Intelligent Investor

by | Jan 30, 2020 | Blog

“This book will not tell you how to beat the market. No truthful book can.“ We read the 15 best Personal Finance books (according to the experts) so you don’t have to! The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham...
Career Rehab ft. Kanika Tolver – PB151

Career Rehab ft. Kanika Tolver – PB151

by | Jan 28, 2020 | Podcast

Kanika Tolver joins us on the show today. Kanika is an Information Technology Federal Government professional, Entrepreneur, Coach and Author. Her company Career Rehab LLC, focuses on assisting career transformations for students, professionals and retirees. She does...
Rich 50 is Middle Class 38

Rich 50 is Middle Class 38

by | Jan 23, 2020 | Blog

While merely a two-second quip on 30 Rock, this quote has haunted my subconscious for years. This poetic (or offensive?) musing was made by Jack Donaghy. If you are unfamiliar with the name, Mr. Donaghy is a fictional character and protagonist of Liz Lemon (also a...
The Black Market Exchange ft. Dr. Eric Patrick – PB149

The Black Market Exchange ft. Dr. Eric Patrick – PB149

by | Jan 7, 2020 | Podcast

Dr. Eric Patrick joins the Paychecks & Balances family today. Dr. Patrick a pharmacist turned investor and Entrepreneur. He’s the founder of  “The Black Market Exchange” (BMEX) which he developed because of the lack of people of color in the investing space. BMEX...
10 Best Money, Work, and Investment Blogs – 2019

10 Best Money, Work, and Investment Blogs – 2019

by | Dec 19, 2019 | Blog

Paychecks and Balances helps working professionals make money, save money, and get out of debt. 2019 was a very good year for the blog, including winning the Plutus Award for Best Millennial or Gen Z Blog! We also received several additional media features, like CBS...
10 Best Money, Work, and Investment Podcasts – 2019

10 Best Money, Work, and Investment Podcasts – 2019

by | Dec 12, 2019 | Blog

Ready to Turn Your Finances Around? Join our Newsletter! Paychecks and Balances helps working professionals make money, save money, and get out of debt. 2019 was a very good year, including nominations for Podcast of the Year. Thanks again to our awesome guests for...
Side Hustle Nation ft. Nick Loper – PB147

Side Hustle Nation ft. Nick Loper – PB147

by | Dec 3, 2019 | Podcast

Today we welcome the host of “The Side Hustle Show”, Nick Loper. The Side Hustle Show is a weekly podcast that has been running since 2013. It explores creative ideas on how to make money outside of your day job. Nick is a side hustle enthusiast and many years ago he...
How to Be Awesome at Your Job ft. Pete Mockaitis – PB145

How to Be Awesome at Your Job ft. Pete Mockaitis – PB145

by | Nov 12, 2019 | Podcast

We welcome the host of “How to be Awesome at Your Job,” Pete Mockaitis. Each week, Pete grills thought-leaders and result-getters to discover specific, actionable insights that boost work performance. He runs an Enhanced Thinking & Collaboration (ETC) Training...
35 Voices in Personal Finance You Should Follow

35 Voices in Personal Finance You Should Follow

by | Nov 7, 2019 | Blog, Guests

Paychecks & Balances was invited to a double-secret VIP probation event for influencers. Like all events that happen during the digital age, if it didn’t happen on the Gram did it really happen? Therefore, The Event (coincidentally?) showed up all over social...
Money Hungry ft. Michelle Jackson – PB145

Money Hungry ft. Michelle Jackson – PB145

by | Nov 5, 2019 | Podcast

Today, we welcome Michelle Jackson to the show! She is the founder of Michelle is Money Hungry, a holistic financial/entrepreneurial and wellness resource, focused on empowering women with financial tips and tricks. Michelle runs a popular blog and is also the host of...
What Happens to Your Debt After Death?

What Happens to Your Debt After Death?

by | Oct 30, 2019 | AskPB, Blog, Guests

Seventy three percent of student loan borrowers don’t know what happens to their debt if they die. In the best of times talking about debt and personal finances is hard even with your own parents (How to Talk About Money and Debt with Your Parents When The...
10 Excuses Why Financial Independence Does Not Work

10 Excuses Why Financial Independence Does Not Work

by | Oct 24, 2019 | Blog

It is time for another financial confession this National Financial Planning Month. I confess that Financial Independence (FI) is not for everyone. Actually, if they ever start, most people will fail. The personal finance community likes to preach that FI is for...
How I Make $1,000 a Day ft. Teri Ijeoma – PB142

How I Make $1,000 a Day ft. Teri Ijeoma – PB142

by | Oct 15, 2019 | Guests, Podcast

Teri Ijeoma began her professional career working in education and non-profits. When she started trading stocks nine years ago, she initially saw it as an opportunity to supplement her income. However, she was so successful with this side hustle that in 2017, she...
Should I Buy My First Home if I Have A Bad Credit Score?

Should I Buy My First Home if I Have A Bad Credit Score?

by | Sep 19, 2019 | Blog

The following #AskPB listener question has been lightly edited to maintain anonymity. I’m trying to buy a house so I called a lender to just pull my credit and tell me what they think. One credit report is significantly lower than the other two. My score...
The Best Millennial or Gen Z Blog (on the Planet)

The Best Millennial or Gen Z Blog (on the Planet)

by | Sep 12, 2019 | Blog

This title might be a slight exaggeration. Thank you to the great fans of Paychecks & Balances and the illustrious P&B Family. We were nominated for the 10th Annual Plutus Awards’ Best Millennial or Generation Z Blog and Podcast of the Year. We took home the...
How Does She Do It ft. Tiffany Southerland – PB138

How Does She Do It ft. Tiffany Southerland – PB138

by | Sep 3, 2019 | Guests, Podcast

On today’s show, we welcome back an old friend, Tiffany Southerland. Tiff is a graduate of Cornell University and the Pennsylvania Law School. After becoming an accomplished lawyer, Tiff realized that although she was great at law, she had lost her love of life and...
The Personal Finance Expert You Are Looking for Does Not Exist

The Personal Finance Expert You Are Looking for Does Not Exist

by | Aug 29, 2019 | Blog

Next week we’re up for two Plutus Awards for Podcast of the Year and Best Millennial or Gen Z Blog. Because whether we win or lose our readership may potentially rise, I figured this is the optimum time to level-set expectations for our new visitors. Please enjoy… I...
Review: Irrational Exuberance by Robert Shiller

Review: Irrational Exuberance by Robert Shiller

by | Aug 27, 2019 | Books

We’re reading 15 of the best Personal Finance books so you don’t have to or join our weekly newsletter for career advice, debt free planning, interesting articles and receive our free 15 Minute Money Plan: 15 Minutes Can Change the Next 15 Years. This is one of the...
Recession Proof Your Finances in Three Steps

Recession Proof Your Finances in Three Steps

by | Aug 22, 2019 | Blog

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. OMG, WE’RE HEADING FOR A RECESSION (allegedly)! I’M NOT YELLING, YOU’RE YELLING!! I was in the middle of drafting another weekly post completely unrelated to this topic when I...
Two Guys One Therapy (And Career!) Session – PB135

Two Guys One Therapy (And Career!) Session – PB135

by | Jul 30, 2019 | Podcast

Rich and Marcus are back with another freestyle episode. Today they’re doing a mid-year check-in and breaking down how they’re feeling mentally and emotionally in 2019 having both begun meeting with a therapist (Rich for 2 years; and Marcus for 2 months). They also...
Her First $100,000 ft. Tori Dunlap – PB134

Her First $100,000 ft. Tori Dunlap – PB134

by | Jul 23, 2019 | Podcast

We welcome Tori Dunlap of “Her First 100k.” Tori is a financial advocate who educates millennial women and other underserved communities on financial literacy. She’s on track to save her first $100,000 by age 26 and has made it her mission to help others pay off debt,...
The Best Things in Life Aren’t Free – PB133

The Best Things in Life Aren’t Free – PB133

by | Jul 16, 2019 | Podcast, Work

This episode is all about the trials and tribulations that come when you enter back into the job search world. Both hosts recently decided to make a career shift and today we share our stories with you. Whatever your case may be: whether your current role isn’t a good...
Riches Get Stitches ft. BGR – PB132

Riches Get Stitches ft. BGR – PB132

by | Jul 9, 2019 | Guests, Podcast

Kitty and Piggy of B*****s Get Riches join the PB family today. Kitty and Piggy are anonymous financial bloggers whose aim is to guide young people through their financial hurdles and careers. They do this through their fun, unique blend of sass, comedy, and...
Is the FIRE Movement a Cure for Millennial Burnout?

Is the FIRE Movement a Cure for Millennial Burnout?

by | Jun 27, 2019 | Blog

Burnout is a hot topic right now. No Pun. You may have read the viral piece from BuzzFeed that set the internet ablaze, Millennials Became the Burnout Generation. Related: BuzzFeed: This Is What Black Burnout Feels LikeMashable: Our best bet against burnout is...
The Millionaire Choice ft. Tony Bradshaw – PB129

The Millionaire Choice ft. Tony Bradshaw – PB129

by | Jun 11, 2019 | Podcast

Tony Bradshaw, the author of The Millionaire Choice (themillionairechoice.com), is on the show today. He’s talking to the good people of Paychecks and Balances about how to break out of the cycle of poor money habits and patterns that a lot of us learned growing up....
Thank You, Robert F. Smith? Until Debt Do Us Part – PB128

Thank You, Robert F. Smith? Until Debt Do Us Part – PB128

by | Jun 4, 2019 | Podcast

Rich and Marcus kick off the episode discussing the importance of mental health and breaking out of patterns that you continuously find yourself in, even if that requires breaking the pattern of not seeking professional help first. Then they leap into the topic of the...
7 Best Salary Negotiation Tools to Make You More Money

7 Best Salary Negotiation Tools to Make You More Money

by | Mar 28, 2019 | Blog

For all the get rich quick schemes and talk of Finance Independence / Retire Early (FIRE), most individuals will make the most consistent income from simply working their same old boring J-O-B. It is your responsibility to know how much salary you should ask for and...
Cash Rules Everything Around Me – PB118

Cash Rules Everything Around Me – PB118

by | Feb 26, 2019 | Podcast

In Part 2 (Part 1: Recovering from a Series of Unfortunate Financial Events – PB116) of our Financial Ls sagas, Rich shares the trials and tribulation learned from losing his wallet and all the unattended consequences that resulted. Rich was recently on vacation in an...
Keeping Up with Mrs. Jones ft. Phylecia Jones – PB117

Keeping Up with Mrs. Jones ft. Phylecia Jones – PB117

by | Feb 19, 2019 | Podcast

Phylecia Jones is a Budgetolgoist, speaker, and money nerd who is on a mission to change lives one budget at a time. She is a former Computer Scientist and Systems Engineer with the US Navy who retired at the age of 36 to start talking about math, numbers, and money...
The Richest Man in Babylon by George Samuel Clason

The Richest Man in Babylon by George Samuel Clason

by | Jan 31, 2019 | Books

We’re reading 15 of the best Personal Finance books so you don’t have to or join our weekly newsletter for career advice, debt free planning, interesting articles and receive our free 15 Minute Money Plan: 15 Minutes Can Change the Next 15 Years. Our prosperity as a...
I’d Rather Just Make More Money – PB112

I’d Rather Just Make More Money – PB112

by | Jan 8, 2019 | Podcast

Today’s episode is all about fresh starts. We’re a week into the New Year and the guys are shifting their energy to focus on new personal, career and podcast goals. These aren’t New Years Resolutions, they’re intentions. In this episode Rich and Marcus recap 2018 and...
Turn Your Paychecks Into Long-Term Wealth with These 4 Changes

Turn Your Paychecks Into Long-Term Wealth with These 4 Changes

by | Jan 8, 2019 | Blog

I joined Pure Financial’s Your Money, Your Wealth with Alan Clopine, CPA, AIF and Andi Last, Media Manager, to discuss 4 Simple Ways to Keep Your New Year’s Resolutions using strategies that helped me break down my financial goals into manageable pieces as I achieved...
Our Top 10 Money and Investment Podcasts and Posts – 2018

Our Top 10 Money and Investment Podcasts and Posts – 2018

by | Dec 25, 2018 | Blog

Our goal at Paychecks and Balances is to help Millennials make money, save money, and get out of debt. We had another great year including several interviews with informative guests and subject matter experts in personal finance, investing, and money management and...
Following These 7 Tips Increased My Salary Over 400%

Following These 7 Tips Increased My Salary Over 400%

by | Dec 11, 2018 | Blog, Money

In my behind-the-scenes interview with YahooFinance: 4 Tips to Increase Your Salary – thank you to the CBS News Pannel and former guest Jeanie Anh (PB81: Don’t Leave Money on the Table ft. Jeanie Ahn) – I was asked to share seven tips that helped...
What We Wish We Knew About Money in Our 20s – PB95

What We Wish We Knew About Money in Our 20s – PB95

by | Aug 14, 2018 | Money, Podcast

On the show, today Rich and Marcus discuss millennial money advice learned from the 15 personal finance books Marcus set out to read in 2018. So far Marcus has read 10 of them. The guys share the lessons learned from these books and give you recommendations on which...

Spend Responsibly on Needs and Budget for Wants – PB94

by | Aug 7, 2018 | Money, Podcast

Marcus kicks off the show recapping a recent trip he took to NYC, for a Yahoo Finance interview. On his way to the hotel, he get’s convinced to hop in a sketchy Uber-like service and is hit with a huge bill at the end of his ride. If you have a similar tale of Uber in...
The Art of Winning – PB92

The Art of Winning – PB92

by | Jun 12, 2018 | Podcast, Podcasts

It’s 6-months into the year. Do you know where your finances are? Well, we declared our positive affirmations and #FinGoals for 2018 on PB80: It’s Never Too Late to Get Started. For your benefit and ours, we’re going back to the future with a much needed...
Your Money or Your Life by Vicki Robin

Your Money or Your Life by Vicki Robin

by | Jun 12, 2018 | Books

We’re reading 15 of the best Personal Finance books so you don’t have to. Join our weekly newsletter for more free career advice, tips for debt free planning, interesting articles and news and to receive our 15 Minute Money Plan. Author: Vicki Robin | Publisher:...
CBSN: Eye on Money ft. Paychecks and Balances (Video)

CBSN: Eye on Money ft. Paychecks and Balances (Video)

by | Jun 12, 2018 | AskPB, Blog

Marcus joins CBS News host Tanya Rivero to discuss his book, Debt Free or Die Trying, and how to rebuild your credit for CBSN ‘Eye on Money’ series. Check out the video below or click here. References Mentioned by Marcus on This Show 4-Step Plan for...
It’s Time to Raise That Credit Score!

It’s Time to Raise That Credit Score!

by | May 28, 2018 | Guests, Podcast

This week we’re back with a replay of one of our favorite episodes! Liz Weston shares the truth about credit. Liz is a Columnist and Certified Financial Planner (CFP) whose goal is to help us get smarter about money. She’s the author of five books including the...
The Three Levels to Financial Freedom – PB90

The Three Levels to Financial Freedom – PB90

by | May 15, 2018 | Money, Podcast

There’s levels to adulting and someone lost the instruction book, but we got you! This week Rich and I talk about the steps we followed in pursuit of financial independence. You’ll hear how even simple changes in your day-to-day routine can lead to huge...
Investing Made Easy ft. Tela Holcomb – PB88

Investing Made Easy ft. Tela Holcomb – PB88

by | Apr 24, 2018 | Guests, Money, Podcast

This page may contain affiliate links. Please read our Advertiser Disclosure for more info. In our final week of Financial Literacy Month, Tela Holcomb joins us to discuss the stock market in plain English (Yes, we asked her about Bitcoin!). View Tela Holcomb’s...
I Will Teach You To Be Rich by Ramit Sethi

I Will Teach You To Be Rich by Ramit Sethi

by | Apr 17, 2018 | Books

We’re reading 15 of the best Personal Finance books so you don’t have to. You can also join our weekly newsletter for free career advice, debt free and money management tips or check out our personal finance tools page powered by NerdWallet. Key Takeaway A...
PB86: Banish the Balance ft. Tonya Rapley

PB86: Banish the Balance ft. Tonya Rapley

by | Apr 10, 2018 | Guests, Money, Podcast

Continuing our guest interviews for National Financial Literacy Month April 2018, we welcome back Tonya Rapley (ICYMI – PB29: My Fab Finance ft. Tonya Rapley). Since the last time she was on our show, Mrs. Rapley has secured several bags. For the newly...
PB85: Afford Anything ft. Paula Pant

PB85: Afford Anything ft. Paula Pant

by | Apr 3, 2018 | Podcasts

Kicking off National Financial Literacy Month 2018 right, we’re joined by Paula Pant of the Afford Anything website and podcast. When Paula graduated from college she did what society expected: she got a regular schmegular job. But, like many of us, she soon...
The Automatic Millionaire by David Bach

The Automatic Millionaire by David Bach

by | Apr 2, 2018 | Books

We’re reading 15 of the best Personal Finance books so you don’t have to. You can also join our weekly newsletter for free career advice, debt free and money management tips or check out our personal finance tools page powered by NerdWallet. Author: David...
PB84: Automate Your Way to Saving 1x Your Income

PB84: Automate Your Way to Saving 1x Your Income

by | Mar 6, 2018 | Money, Podcast

On this week’s P&B Money Minute we discuss how to save 1x your income by age 30 and 3x by age 40 using a few automated tools we recommend. Marcus reveals why he finally logged back into his retirement accounts after a 12-month hiatus and the three step...
PB83: Stay Ready

PB83: Stay Ready

by | Feb 27, 2018 | Podcast, Work

Rich brings back the This Week in Work segment, covering the importance of staying ready in life and at work. Our discussion covers: What to do when your company is downsizing or you might be facing a potential layoff Why you may want to consider having TWO...
PB80: It’s Never Too Late to Get Started

PB80: It’s Never Too Late to Get Started

by | Jan 30, 2018 | Money, Podcast, Work

A goal without a plan will remain a dream without a reality. On this week’s show, we talk about the importance of clearly defining your goals and the small differences that define why some people succeed while others procrastinate. Using a variety of practices,...
Rich Dad Poor Dad by Robert T. Kiyosaki

Rich Dad Poor Dad by Robert T. Kiyosaki

by | Jan 30, 2018 | Books

We have a “10 pages a day” challenge you can learn more about here: If You Have 10 Minutes, You Can Read a Book a Month. There you will find the full list of all the personal finance and professional development books we recommend. You can also join our weekly...
The Millionaire Next Door by Thomas J. Stanley

The Millionaire Next Door by Thomas J. Stanley

by | Jan 3, 2018 | Books

We have a “10 pages a day” challenge you can learn more about here: If You Have 10 Minutes, You Can Read a Book a Month. There you will find the full list of all the personal finance and professional development books we recommend. You can also join our weekly...
PB76: 5 Tips to Get Your Work & Money Up in 2018

PB76: 5 Tips to Get Your Work & Money Up in 2018

by | Dec 12, 2017 | Money, Podcast, Work

This Week in Work segment returns! This is the segment of PB where we help you crack the professional code and discuss stories and topics relevant to the workplace. This week we’re talking about five things you can do in 2018 to get both your work and money up. We...
Review: Good to Great by Jim Collins

Review: Good to Great by Jim Collins

by | Nov 21, 2017 | Books

We have a “10 pages a day” challenge you can read more about here: If You Have 10 Minutes, You Can Read a Book a Month. There you will also find the full list of all the personal finance and professional development books we’re reading or join our newsletter for our...
Review: Dollars and Sense by Dan Ariely and Jeff Kreisler

Review: Dollars and Sense by Dan Ariely and Jeff Kreisler

by | Nov 16, 2017 | Books

We have a “10 pages a day” challenge you can read more about here: If You Have 10 Minutes, You Can Read a Book a Month. There you will also find the full list of all the personal finance and professional development books we’re reading or join our newsletter for our...
The First Time I Fell In Love with Debt: Part 2 (Video)

The First Time I Fell In Love with Debt: Part 2 (Video)

by | Nov 2, 2017 | Blog

On August 14, 2016, I released Debt Free or Die Trying: How I Buried Myself in Over $30,000 in Debt and Dug My Way Out by Age 30. The book tells the good, the bad, the ups and the downs, the mistakes I and others made, and the lessons I and we learned....
PB71: Financial Residency ft. Ryan Inman

PB71: Financial Residency ft. Ryan Inman

by | Oct 31, 2017 | Money, Podcast, Podcasts

This week we’re joined by Ryan Inman of Physicianwealthservices.com and the Financial Residency podcast. Ryan got even more passionate about the field of personal finance when his wife was in residency and she began to pass along information that she received...
PB70: Make Money Moves

PB70: Make Money Moves

by | Oct 24, 2017 | Money, Podcast, Work

Staying employed at the same company for over two years, on average, can make you earn 50% less over the life of your career according to a recent Forbes analysis. On this week’s show, Rich and I discuss the pros and cons of maximizing your money moves and...
Should I Buy My First Home or Save More Money?

Should I Buy My First Home or Save More Money?

by | Oct 17, 2017 | AskPB, Blog

The following question has been edited into a Q&A format and some details may have been changed to keep our listeners’ information anonymous. Let us know what you think in the comments below, or if you have your own question, use the ASK P&B button!...
PB68: Don’t Cost Yourself $600K!

PB68: Don’t Cost Yourself $600K!

by | Oct 10, 2017 | Money, Podcasts, Work

  There are two truths we all hold self-evident in our careers: 1) it’s always Happy Hour somewhere or 2) performance review season. With these facts of career life in mind, the best time to start your self-evaluation was yesterday and the next best time is...
The Dos and Donts of Money: Review

The Dos and Donts of Money: Review

by | Oct 2, 2017 | Books

We have a “10 pages a day” challenge you can join here: If You Have 10 Minutes, You Can Read a Book a Month. You can see a full list of all the personal finance and professional development books we’re reading by clicking here or join our newsletter...
Should I buy my leased vehicle when the term ends?

Should I buy my leased vehicle when the term ends?

by | Sep 26, 2017 | AskPB, Blog

The following question has been edited into a Q&A format. Some details have been changed to keep the listener’s information anonymous. Let us know what you think in the comments below, or if you have a question that needs answering, click the ASK P&B button!...
PB64: Taking the Stage & Telling Your Story

PB64: Taking the Stage & Telling Your Story

by | Sep 12, 2017 | Podcast, Podcasts, Work

Thank God for granting us this moment of clarity, this moment of honesty, but today the world will feel our truth! We took a little time off for #selfcare and personal perspective but we’re back with more greatness with a LIVE recording from Podcast Movement...
PB63: Am I Overqualified and How Do I Fix This?

PB63: Am I Overqualified and How Do I Fix This?

by | Aug 8, 2017 | Podcast, Work

We turned this week’s listener question into a minisode! Let us know what you think in the comments below, or if you have your own question, use the ASK P&B button. Justin left a voicemail to ask “when do you know if you’re overqualified”...
PB62: Financial Tidbits ft. Donna Freedman

PB62: Financial Tidbits ft. Donna Freedman

by | Aug 1, 2017 | Money, Podcast

You may remember Donna from our previous episode PB31: Save Where You Can ft. Donna Freedman. Donna’s back with a new book, Your Playbook For Tough Times Vol. 2, some great personal finance advice and much more! For those of you who are new here, Donna has been...
Do Credit Repair Companies Actually Work?

Do Credit Repair Companies Actually Work?

by | Jul 25, 2017 | AskPB, Blog

The following question has been edited into a Q&A format and some details may have been changed to keep our listeners’ information anonymous. Let us know what you think in the comments below, or if you have your own question, use the ASK P&B button! Hey...
When is it better to buy or lease my car?

When is it better to buy or lease my car?

by | Jun 27, 2017 | AskPB, Blog

The following question has been edited into a Q&A format and some details have been changed to keep the listener’s information anonymous. Let us know what you think in the comments below, or if you have a question that needs answering, click the ASK P&B...
PB59: Kids Cost What?!

PB59: Kids Cost What?!

by | Jun 20, 2017 | Money, Podcast, Podcasts

The Money Minute A @PayBalances follower asks, “how would you change your budget if you had children?” We found that as of 2017, it costs up to $233,610 to raise a child from ages 0 to 17! We discuss how we would proactively adjust our personal finances...
PB58: Wait ‘Til I Get My Money Right

PB58: Wait ‘Til I Get My Money Right

by | Jun 13, 2017 | Podcast, Podcasts

  A new Money Minute inspired listener question and our drive to get our and your money right so we can stunt — responsibly and within our budgets, of course — on the haters! A This Week in Work update finds Rich delving even further into the seedy...
PB56: The Truth About Credit ft. Liz Weston

PB56: The Truth About Credit ft. Liz Weston

by | May 30, 2017 | Money, Podcast, Podcasts

This week we’re joined by Liz Weston to discuss the truth about credit. Liz is a Columnist and Certified Financial Planner (CFP) whose goal is to help us get smarter about money. She’s the author of five books including the best-selling “Your Credit Score:...
PB54: A Thousand Debits + Getting Promoted

PB54: A Thousand Debits + Getting Promoted

by | May 16, 2017 | Money, Podcast, Podcasts, Work

While some folks are of the opinion that Millennial’s affinity for avocados is the only thing keeping us from owning homes, we here at Paychecks & Balances offer opinions you can actually use. Opinions based on math and common sense when common sense is as...
I Have a Budget But How Do I Stop Impulse Shopping?

I Have a Budget But How Do I Stop Impulse Shopping?

by | May 11, 2017 | AskPB, Blog

The following question has been edited into a Q&A format and some details have been changed to keep the listener’s information anonymous. Let us know what you think in the comments below, or if you have a question that needs answering, click the ASK P&B...
PB53: Broke Millennial ft. Erin Lowry

PB53: Broke Millennial ft. Erin Lowry

by | May 9, 2017 | Podcast, Podcasts

Ready to get your financial life together (#GYFLT)? Erin Lowry, creator of BrokeMillennial.com and author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together is here to help! Broke Millennial, the book, is a step-by-step guide on how to go from...
PB51: $500K Revisited ft. Financial Samurai

PB51: $500K Revisited ft. Financial Samurai

by | Apr 25, 2017 | Money, Podcast, Podcasts, Work

  Time to re-up and recycle the flow. What does that even mean? Well, this week we re-visit our fastest downloaded podcast ever, PB47: Barely Making It on $500K! As an added bonus, we feature half-man, half-legend and guest, the Financial Samurai himself! Financial...
PB48: Renting vs. Buying with Kirk Chisholm

PB48: Renting vs. Buying with Kirk Chisholm

by | Apr 4, 2017 | Guests, Podcast, Podcasts

The rent is too damn high! But, what happens when the mortgage is too high, also? Among many other quarter-to-midlife items on the must have crisis checklist, the “you need to buy a home” struggle is real. Whether we like it or not, many of us still see...
PB47: Barely Making It on $500K?!

PB47: Barely Making It on $500K?!

by | Mar 28, 2017 | Money, Podcast, Podcasts

  Is it possible to live paycheck-to-paycheck on $500,000? This 30-year old couple thinks so. Join us this week as we review the budget read around the world and try to figure out how a couple making $500,000 before taxes can only have $7,300 in annual take-home...
PB44: Are We That Entitled?

PB44: Are We That Entitled?

by | Mar 7, 2017 | Podcast, Podcasts, Work

We go to college to get our “dream jobs,” then we are unable to pursue our dreams because we need the income from the job to pay off the debt incurred from going to college. What a time to be alive! “Simon Sinek (age 43) spoke to The Independent about how...
PB43: How Much Will It Take?

PB43: How Much Will It Take?

by | Feb 28, 2017 | Money, Podcast, Podcasts, Work

“Days go slow. Years go fast.” – Marcus realizes in this week’s Money Minute and This Week in Work hybrid. Rich and Marcus realize that “life comes at you fast” is more than a catchy insurance commercial quote. On this episode, we...
PB39: Adaptable Adulting ft. Donovan Frost

PB39: Adaptable Adulting ft. Donovan Frost

by | Jan 24, 2017 | Guests, Podcast, Podcasts

We thought we’d give you a break from the old country for old men podcast with a guest feature with Donovan Frost, whom we had the pleasure of meeting at FinCon16. Donovan is a 25 year old Millennial and the one-man voice behind TheAdaptableAdult.com. Marcus...

PB38: Just the Tip

by | Jan 17, 2017 | Money, Podcast, Podcasts

Rich and Marcus return this week with a Money Minute tip and This Week in Work. This is a classic Paychecks and Balances episode. Help us, help you make your money great again! On this show we discuss: Budgeting Sucks: Here’s how “just the tip” or...
PB37: His & Her Money ft. Tai & Talaat McNeely

PB37: His & Her Money ft. Tai & Talaat McNeely

by | Jan 10, 2017 | Money, Podcast, Podcasts

  We welcome in 2017 with the awesome couple behind HisAndHerMoney.com, Tai and Talaat McNeely. His and Her Money is a journey of how two high school sweethearts fell in love, got married, but were total opposites when it came to handling their finances. Between being...
3 Tricks to Make Budgeting Suck Less

3 Tricks to Make Budgeting Suck Less

by | Dec 28, 2016 | Blog

It’s been a while since I said this so I’ll repeat myself: Sticking to a budget sucks. There, I said it. I have a budget. I even spent a lot of time developing my budget like the helicopter parent of a small child, or “fur baby” if you’re a...
PB36: Wrapping Up 2016 + Survey Results

PB36: Wrapping Up 2016 + Survey Results

by | Dec 27, 2016 | Podcast, Podcasts

Tis the season for Paychecks & Balances annual wrap-up! This has been an awesome year for us but it’s all thanks to you! In 2016, we had our highest downloads, were recognized in the Black Voices in Business category of iTunes, attended FinCon2016 and in...
PB34: Become a Money Boss ft. J.D. Roth

PB34: Become a Money Boss ft. J.D. Roth

by | Dec 13, 2016 | Money, Podcasts

This week we’re humbled and happy to be joined by J.D. Roth, formerly of Get Rich Slowly, and now the mastermind behind MoneyBoss! JD is a true renaissance man — a description I didn’t quite make up but I feel doesn’t get used enough so here we...
PB33: Millennial Work & Money ft. LaTisha Styles

PB33: Millennial Work & Money ft. LaTisha Styles

by | Dec 6, 2016 | Podcast, Podcasts

We’re joined by Latisha Styles of LatishaStyles.com and YoungFinances.com. Latisha specializes in helping Millennial entrepreneurs focus their goals so they can maximize their returns. Latisha doesn’t just talk-the-talk, she walks the walk by relying on...
PB31: Save Where You Can ft. Donna Freedman

PB31: Save Where You Can ft. Donna Freedman

by | Nov 22, 2016 | Podcast, Podcasts

Donna Freedman’s motto: “I save where I can so I can spend where I want.” This week she teaches us how she does it. Donna is the author of Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul and she has over 20 years...
PB29: My Fab Finance ft. Tonya Rapley

PB29: My Fab Finance ft. Tonya Rapley

by | Nov 8, 2016 | Podcast, Podcasts

We’re back at it with a new episode! This week we’re joined by Tonya Rapley. Tonya runs My Fab Finance, a website dedicated to helping readers and listeners like you break the cycle of living paycheck to paycheck so that you can live free and do more of...
PB28: Small Business Finance ft. Sylvia Inks

PB28: Small Business Finance ft. Sylvia Inks

by | Nov 1, 2016 | Podcast, Podcasts

This week we’re joined by Personal Finance Coach and author of Small Business Finance for the Busy Entrepreneur, Sylvia Inks! Sylvia is an experienced business consultant that worked for one of the largest professional services firms in the world before turning...

QA12: Should I Stay?

by | Sep 27, 2016 | Podcast, Podcasts

After the initial excitement of a new job opportunity wears off, a listener begins to wonder if this move was the right move after she is confronted with an unfortunate reality check underneath the surface. It turns out things are a little bit different behind the...
PB23: Mo Money, Mo Work

PB23: Mo Money, Mo Work

by | Sep 20, 2016 | Podcast, Podcasts

Marcus has an epiphany: “You can spend less money than you make or make more money than you spend.” What does that even mean?!!? Well, in the game of Paychecks & Balances you can work harder or you can work smarter. In this week’s Money Minute...
PB22: Debt Free Or Die Trying

PB22: Debt Free Or Die Trying

by | Sep 13, 2016 | Podcast, Podcasts

It’s hard to believe it. Marcus’ book — yes, the one he has been talking about for over 3 years — is finally available in stores in paperback and as an eBook. Visit paychecksandbalances.com/DebtFree to buy the book and learn more helpful tips...
QA11: I Want to Fix My Debt by My Birthday

QA11: I Want to Fix My Debt by My Birthday

by | Aug 30, 2016 | Podcast, Podcasts

We received two great debt-related questions this week. A listener recommends the “snowball” treatment, and another listener ask please help “fix my debt.” We’re always happy to answer the questions, you ask and we research! Excuse the...
PB20: Lifestyle Inflation + Millennials Winning!

PB20: Lifestyle Inflation + Millennials Winning!

by | Aug 23, 2016 | Podcast, Podcasts

THE REVOLUTION WILL NOT BE TELEVISED! WIM was finally released from protective custody this week, and in a double secret probation reveal, he is un-trapped from the closet as he discusses his upcoming book and his government name, and that’s just the first five...
QA9: Should I Leave My Job?

QA9: Should I Leave My Job?

by | Aug 18, 2016 | Podcast, Podcasts

It’s the question you hate to ask but may inevitably face: When Should I Leave My Job? This week, a listener wonder just that when a promising opportunity arises even though they weren’t even looking to leave their current job. I’ve currently been...
PB19: Make Yourself Indispensable

PB19: Make Yourself Indispensable

by | Aug 16, 2016 | Podcast, Podcasts

Optimist, Skeptics, and Cynics: which one are you? Fancy yourself a “Realist”? We discuss the three types and why it’s ok to occupy two of these groups, but not the third. This week’s motivational quote? “People who say it cannot be done should...
PB18: Cash Only

PB18: Cash Only

by | Aug 9, 2016 | Podcast, Podcasts

CASH ONLY! Are you living a cash only lifestyle? With help from MoneyQandA.com we discuss the pros and cons of leaving credit behind for the almighty dollar, dollar bill, yall. It’s not easy, but it can be done. But, is the cash only life for you? We talk about...
PB17: Gift Card Redemption + Unexpected Failure

PB17: Gift Card Redemption + Unexpected Failure

by | Aug 2, 2016 | Podcast, Podcasts

On this week’s Paychecks And Balances ‘Money Minute’ we discover some easy ways to find money that’s literally laying around your house. The average American has $100 in unused gift cards. Are you one of them? Pretty sure you’ve spent all...
QA8: A New Budgeting App and Question

QA8: A New Budgeting App and Question

by | Jul 28, 2016 | Podcast, Podcasts

This week a Listener Recommendation for a new budgeting app and a question about retirement investments leads us to a lengthy discussion on budgeting wins and fails. Using free software and a free retirement checklist are obviously a good choice as it requires no...
PB16: Changing Careers Pt.2

PB16: Changing Careers Pt.2

by | Jul 26, 2016 | Podcast, Podcasts

This week we introduce a new segment: “The Money Minute.” On our first Money Minute we introduce NerdWallet’s 2015 AMERICAN HO– USEHOLD CREDIT CARD DEBT STUDY, which uses survey data to measure the average American’s household debt from...
PB14: Money in Relationships

PB14: Money in Relationships

by | Jun 28, 2016 | Podcast, Podcasts

This week we’re reminded about priorities: life vs. work. Adulting comes at you fast. Are Millennials destined to choose between work and life? Is the “work/life balance” a figment of our generation’s imagination? We try to figure it all out on...
PB12: Changing Careers Pt. 1

PB12: Changing Careers Pt. 1

by | Jun 7, 2016 | Podcast, Podcasts

http://rss.acast.com/paycheck/pb12-careerchangespt.1/media.mp3 This week a listener question leads to a thoughtful response from Rich and WIM on career choices and lessons learned. Thinking of a career change? This episode covers the advice we’ve used or heard...
QA7: Cover Letters & Info Interviews

QA7: Cover Letters & Info Interviews

by | Jun 3, 2016 | Podcast, Podcasts

http://rss.acast.com/paycheck/qa7-coverletters-infointerviews/media.mp3 We answered two listener questions this week. Have a question you’d like us to answer? Contact us! 1. Hey Rich and WIM! I love the show! It has been a wealth of information as I try to...
PB11: Credit Card Tips & Bad Money Habits

PB11: Credit Card Tips & Bad Money Habits

by | May 31, 2016 | Podcast, Podcasts

http://rss.acast.com/paycheck/pb11-creditcardtips-badmoneyhabits/media.mp3 This week we discuss why it’s important (and beneficial) to keep your income profile updated on your credit card(s). In the market for a new credit card? We also discuss the pros/cons and...
PB10: The Millennial Crisis

PB10: The Millennial Crisis

by | May 24, 2016 | Podcast, Podcasts

http://rss.acast.com/paycheck/pb10-themillennialcrisis/media.mp3 “The Millennials shall inherit the Earth.” – Ancient Internet Proverb In 2015, Millennials passed Baby Boomers as the largest generation. So, what now? Are we too young to start...
PB9: Confidence and Happiness at Work

PB9: Confidence and Happiness at Work

by | May 17, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PB9.mp3 This week we follow-up on a success story from a listener’s following of our advice form PB8: Credit Roulette. On the career management and job front we discuss the following quote: What do you think? Is it...
PB8: Credit Roulette

PB8: Credit Roulette

by | May 10, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PB8.mp3 PAYMENTS? Credit card, PAYMENTS? WE TALKING CREDIT CARDS PAYMENTS??? That’s right friends. We talking credit card payments. This week we also address two listener questions from our Twitter account:...
PB7: Career Moves in Your 20s and 30s

PB7: Career Moves in Your 20s and 30s

by | May 3, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PB7.mp3 On a quick note, Rich discusses the benefits of keeping your credit card information up-to-date (income, address, etc.). However, this week’s main topics? Career moves you can make in your 20s to win in your...
QA5: My Boss is Blatantly Discriminating!

QA5: My Boss is Blatantly Discriminating!

by | Apr 26, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/QA5.mp3 We got some great feedback and some great questions this week! Check them out below. Have a question of your own? You ask the questions. We find the answers. Email us: info@paychecksandbalances.com My boss is...
PB6: How Much Can You Save?

PB6: How Much Can You Save?

by | Apr 19, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PB6.mp3 A listener comments, “I wish they’d mentioned earning more $$$!” Ask and ye shall receive! We’ve got good news and bad news. You can definitely make more money, but it’ll take a...
PB5: Watch Out for These Interview Questions

PB5: Watch Out for These Interview Questions

by | Apr 11, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PB5.mp3 This week on Paychecks and Balances we discuss interview questions you should always be prepared to answer when you’re looking to secure that next paycheck. Topics include: how to prepare for an interview;...
QA4: Should I Take This $28K Pay Increase?

QA4: Should I Take This $28K Pay Increase?

by | Apr 5, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PBQA4.mp3 This week in PaychecksAndBalances Q&A: What’s up fellas, congrats on the new pod. You guys have helped me make some great moves in advancing my career. So thank you for that. I am currently working in...
PB4: Size Doesn’t Matter

PB4: Size Doesn’t Matter

by | Mar 29, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PB4.mp3 Size doesn’t matter! Well, when it comes to your personal finances anyway. Do you have at least $2,000 in debt or more? Simply adding $10 extra dollars to your minimum payment can save you thousands...
QA3: 65% of Income on Rent?!

QA3: 65% of Income on Rent?!

by | Mar 25, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PBQA3.mp3 This week, Paychecks & Balances is happy to introduce “Ask a Professional.” We’ve realized that we don’t know everything, but we do know people who know a lot of answers to those...
PB3: Work Habits That Hold You Back Pt. 2

PB3: Work Habits That Hold You Back Pt. 2

by | Mar 21, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PB3.mp3 Don’t call it a comeback! We’re back this week with Part 2 of Office Habits That Hold You Back. Picking up where we left off last week, we talk about how introverts can overcome the “why are you...
Q&A: Applying to Multiple Jobs & Office Politics

Q&A: Applying to Multiple Jobs & Office Politics

by | Mar 17, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/QA2.mp3 Welcome to Paychecks & Balances Question and Answer. This week we answer the following: How do you handle a situation where someone that does not report to you isn’t doing their job but it is impacting...
PB2: Work Habits That Hold You Back Pt. 1

PB2: Work Habits That Hold You Back Pt. 1

by | Mar 14, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PB2.mp3 On this week’s Paycheck & Balances we discuss tips for getting ahead at work and how the simple wording of an email might be holding you back. Do you find yourself apologizing too much for missing...
Q&A: We Talkin’ Work!

Q&A: We Talkin’ Work!

by | Mar 8, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PBQA.mp3 Welcome to Paychecks & Balances first Question and Answer session. This week we tackle two listener questions: In the middle of a job search (looking for more money & more responsibility) and just found...
PB1: The Paycheck Plateau

PB1: The Paycheck Plateau

by | Mar 8, 2016 | Podcast, Podcasts

http://traffic.libsyn.com/paychecksandbalances/PB1.mp3 Welcome to the first episode of Paychecks & Balances. We know time is money, so we didn’t waste any time tackling our first show topic: “Paycheck Plateaus.” What’s a Paycheck Plateau?...