The Pillars of Wealth ft. Patrice Washington – PB186

The Pillars of Wealth ft. Patrice Washington – PB186

Patrice Washington is an award-winning author, transformational speaker, hope-restoring coach, and media personality committed to redefining the term wealth using its original meaning of well-being. Patrice got her start as your favorite personal finance expert,...
Playing the Game at Work ft. Zach Nunn – PB185

Playing the Game at Work ft. Zach Nunn – PB185

In episode 185, I’m welcoming back Zach Nunn to the podcast. Zach was previously on episode 175. We’re rehashing some things we previously talked about, most importantly, mental health AND Rich’s new role at his current company. Zach is the founder of  Living...
Money Updates and Lessons Learned – PB 184

Money Updates and Lessons Learned – PB 184

Rich is solo on the mic in this episode with several updates, including progress on his side hustle goal of generating 60k in revenue. Rich is also touching on his 8th month of sobriety, the mental health issues that come with 1 year of lockdown, the latest P&B...
Giving Yourself Financial Grace ft Malcolm Hodge – PB183

Giving Yourself Financial Grace ft Malcolm Hodge – PB183

Malcolm Hodge is a 27-year-old self-confessed personal finance/supply chain/fitness/travel enthusiast gone savage. A native of Atlanta, GA, Malcolm currently lives in Seattle, WA where he works at Microsoft, leading global strategy for some of the most current devices...
Freedom-Based Banking ft. Ryan Clark of Qube Money – PB 181

Freedom-Based Banking ft. Ryan Clark of Qube Money – PB 181

Ryan Clark, founder and President of Qube Money, entered the financial services industry, first in the real estate market, then as a mortgage broker, before realizing that his true passion was teaching people about money. In his ten years as a financial planner, Ryan...
Making a Living ft. Damona Hoffman – PB179

Making a Living ft. Damona Hoffman – PB179

Damona Hoffman is a certified dating coach, radio host, and TV personality who starred in the TV series #BlackLove and A Question of Love on FYI TV; a former TV casting director and executive, she has been showing singles how to harness the power of technology to find...
Investing for Your Freedom ft. Teri Ijeoma – PB178

Investing for Your Freedom ft. Teri Ijeoma – PB178

In this episode, we welcome Teri Ijeoma. Best known for making $1000 in a day, Teri is the founder of Trade and Travel, a robust personal finance community with access to expert resources to expedite learning. She teaches people from around the world how to supplement...
When You Overcommit – PB177

When You Overcommit – PB177

Rich is solo on the podcast in this episode, talking about how the month of October was one of the most stressful months of his life. In fact, it almost brought him to tears. But, it wasn’t all bad! Paychecks & Balances won Best Generational Financial Literacy...
Change Your Day Job Audio Course Available Now!

Change Your Day Job Audio Course Available Now!

Exciting news! I’m proud to announce that my audio course, Change Your Day Job is officially live! This has been a labor of love for a while now and I’m excited to finally share it with the world via the Himalaya Learning platform. Whether you’ve...
Why “The American Dream” is actually a nightmare

Why “The American Dream” is actually a nightmare

Not only is the philosophy behind “The American Dream” misleading, but it’s also dangerous. It ignores the economic disparities faced by most Americans due to discriminatory ideologies like racism and sexism. But what is “The American Dream?”  In short, it’s the...
Protect Your Mental Health ft. Zach Nunn – PB175 (Part 1)

Protect Your Mental Health ft. Zach Nunn – PB175 (Part 1)

Zach Nunn is a husband, father, and entrepreneur who founded Living Corporate, an online media company on a mission to empower black voices. Zach is also a manager at Price Waterhouse Cooper, where he leads multi-disciplinary teams that provide execution support to...
Don’t Spend Less to Save More (Do this Instead)

Don’t Spend Less to Save More (Do this Instead)

Your savings aren’t growing, but you can’t afford to increase the percent you contribute each month. The solution is to spend less money in other areas of your life, right?  Wrong.  The notion that we have to subdue our quality of life for financial freedom...
Investing in a Volatile Market ft. Ryan Inman – PB 170

Investing in a Volatile Market ft. Ryan Inman – PB 170

Self-confessed ‘money nerd’ Ryan Inman began his financial practice Physician Wealth Services specifically to help guide young physicians toward financial independence with truly unbiased, quality financial advice. A graduate of the University of San Diego...
All Things Money ft. Ericka Young – PB168

All Things Money ft. Ericka Young – PB168

Ericka Young is the founder of Tailor-Made Budgets, where she coaches individuals and small business owners on budgeting, saving, and investing. Her passion for financial education stems from her and her husband’s life experience of living above their means and...
The Boujie Budgeter ft. Mykail James – PB167

The Boujie Budgeter ft. Mykail James – PB167

Mykail James is the founder of Boujie Budgets and is passionate about teaching Gen Z professionals how to manage their finances without sacrificing their lifestyle. Mykail is a Certified Financial Literacy instructor with an MBA focused on accounting, and her fresh...
Money and Relationships ft. Adam Kol – PB165

Money and Relationships ft. Adam Kol – PB165

Couples Financial Counselor Adam Kol joins the show today. Adam is a finance geek who started his finance journey studying Economics at The University of Miami. While studying for his degree he landed a job at Northwestern Mutual. There, he developed a love of working...
How She Makes $1,000 a Day ft. Teri Ijeoma – PB142

How She Makes $1,000 a Day ft. Teri Ijeoma – PB142

Teri Ijeoma began her professional career working in education and non-profits. When she started trading stocks nine years ago, she initially saw it as an opportunity to supplement her income. However, she was so successful with this side hustle that in 2017, she...
The Art of Winning – PB92

The Art of Winning – PB92

It’s 6-months into the year. Do you know where your finances are? Well, we declared our positive affirmations and #FinGoals for 2018 on PB80: It’s Never Too Late to Get Started. For your benefit and ours, we’re going back to the future with a much needed...
PB87: Your Money Mindset Matters ft. J.D. Roth

PB87: Your Money Mindset Matters ft. J.D. Roth

Our National Financial Literacy Month guest interviews continue! This week we welcome back former P&B guest J.D. Roth (ICYMI – PB34: Become a Money Boss ft. J.D. Roth). J.D. is a recognized personal finance expert who has written for Forbes and recently returned...
PB85: Afford Anything ft. Paula Pant

PB85: Afford Anything ft. Paula Pant

Kicking off National Financial Literacy Month 2018 right, we’re joined by Paula Pant of the Afford Anything website and podcast. When Paula graduated from college she did what society expected: she got a regular schmegular job. But, like many of us, she soon...
PB78: Her Money Matters with Jen Hemphill

PB78: Her Money Matters with Jen Hemphill

Now that you’re recovering from the holidays and financial binging, we’ve got just the spend-over relief you need with our first episode of 2018. We’re joined by Jen Hemphill of the Her Money Matters podcast. Jen is a military spouse & bilingual...
PB71: Financial Residency ft. Ryan Inman

PB71: Financial Residency ft. Ryan Inman

This week we’re joined by Ryan Inman of Physicianwealthservices.com and the Financial Residency podcast. Ryan got even more passionate about the field of personal finance when his wife was in residency and she began to pass along information that she received...
PB68: Don’t Cost Yourself $600K!

PB68: Don’t Cost Yourself $600K!

  There are two truths we all hold self-evident in our careers: 1) it’s always Happy Hour somewhere or 2) performance review season. With these facts of career life in mind, the best time to start your self-evaluation was yesterday and the next best time is...
PB64: Taking the Stage & Telling Your Story

PB64: Taking the Stage & Telling Your Story

Thank God for granting us this moment of clarity, this moment of honesty, but today the world will feel our truth! We took a little time off for #selfcare and personal perspective but we’re back with more greatness with a LIVE recording from Podcast Movement...
PB61: Let’s Talk About Money ft. Damon Young of VSB (Part 2)

PB61: Let’s Talk About Money ft. Damon Young of VSB (Part 2)

We’re back with the podcast you need: Part 2 with Damon Young of Very Smart Brothas (VSB). If you haven’t already, don’t forget to listen to Part 1: PB60: “Overnight Success” ft. Damon Young of Very Smart Brothas. This episode is equally colorful but...
PB59: Kids Cost What?!

PB59: Kids Cost What?!

The Money Minute A @PayBalances follower asks, “how would you change your budget if you had children?” We found that as of 2017, it costs up to $233,610 to raise a child from ages 0 to 17! We discuss how we would proactively adjust our personal finances...
PB58: Wait ‘Til I Get My Money Right

PB58: Wait ‘Til I Get My Money Right

  A new Money Minute inspired listener question and our drive to get our and your money right so we can stunt — responsibly and within our budgets, of course — on the haters! A This Week in Work update finds Rich delving even further into the seedy...